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In light of growing concerns and uncertainty in regard to COVID-19 (Coronavirus), Creditspring would like to inform our members that we are prepared for all scenarios. Find out more here

Creditspring, The Best Alternative To Overdraft Loans

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Join Creditspring and get 2 no-interest loans a year

Creditspring offers 2 pre-approved loans per year, working like a safety net, you’ll be able to borrow whenever you need to. We don’t charge interest, instead you pay a fixed membership fee, so you’ll always know what you are going to repay.

Along with your Creditspring membership, you will have access to an exclusive feature to members- Financial Stability Score. This score will allow you to keep track of your financial wellbeing and ensure you’re staying financially ‘healthy’. With Creditspring you will never pay more than your monthly membership fee and your loan repayments.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

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An Alternative To Overdraft

Get your unexpected expenses covered without worrying about confusing overdraft rates and fees. Serving as a great alternative to overdraft, Creditspring is a membership short term loan service that makes it simple to get it when you want it. Members will be able to build their credit while becoming more financially confident to make responsible decisions towards their future.

Something entirely different to credit cards, bank loans and payday loans, Creditspring is a simple and efficient way to cover those surprise costs that may occur, or to get extra cash, without the fees and stress of conventional borrowing.

For a fixed monthly fee, Creditspring members get access to on demand borrowing, without interest. Creditspring loans are easy to repay, you always know where you stand, and if you make payments on time or repay early, your credit rating will improve!

Check eligibility now, it only takes 60 seconds to see if your eligible. Don't worry...it won't hurt your credit score.

Check eligibility