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Financial flexibility that builds your credit

Financial flexibility that builds your credit

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don’t borrow

Take the stress out of credit building

Credit building takes time but it doesn’t have to be stressful or time consuming. If you are trying to Build Your Credit but still need to stretch your budget from time to time, a Creditspring membership could be just what you need.

Not only do you get two advances per year to help you out when things are tight, your membership fee payments and your loan repayments will be added to your Credit Profile helping to build your Credit History for you.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

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As a backup plan or as an alternative to credit cards or overdraft

Something entirely different to credit cards, bank loans and payday loans, Creditspring is a simple and efficient way to cover unexpected expenses, or to get extra cash, without the fees and stress of conventional borrowing.

Creditspring was created for hard working people who are looking for no-interest borrowing and just want a simple and transparent loan. For a fixed monthly fee, Creditspring members get access to on demand borrowing, without interest. Creditspring loans are easy to repay, you always know where you stand, and if make on time payments or if you are able to repay early, your credit rating will improve.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility