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Report on financial stability

Financial resilience in the UK

Savings are at generational lows due to a combination of declining real wages and historically low interest rates. Combined with increasing inflation and an eroding safety net following years of austerity, the current environment makes it very difficult for a significant part of the population to live without relying on credit, even for day to day living expenses.

The current focus on consumer credit and the financial stability of UK household offers us all an excellent starting point to discuss not just the absolute level of debt, but to engage in balanced conversations about the different kinds of credit and how they can be improved to the benefit of UK consumers.

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Case studies

27th of May 2020
Kristy's Creditspring Story: Building Financial Resilience

For Kristy, a major surgery on her leg and knee had her out of work for the recovery process. Thi... More

21st of May 2020
Mark's Creditspring Story: Taking Small Steps to Attain Financial Stability

For Mark, building and maintaining a good score was a tough task. Taking small steps to attain fi... More

19th of May 2020
Helen’s Creditspring Story: What Does Stability Mean To You?

For Helen, taking the leap from a secure, stable senior management role in a large organisation t... More

20th February 2019
Stories from real life #4- Just treading water

I was in law enforcement for more than 10-years and earned good money, but the pressure of shift ... More

10th February 2019
Stories from real life #3 – The irregular earner

You know the first thing you asked me – if £250 extra expense would be stressful? The answer is i... More

1st February 2019
Stories from real life #2- The stressed out dad

I work in the public sector, and have three kids – from 10-years old to 20. Work is really hectic... More

30th January 2019
Stories from real life #1 – The always busy mum

My partner and I recently moved with our kids. We were searching for mortgage offers for ages. In... More

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