We use cookies to help us improve and protect our services. By continuing to use the site, you agree to our Privacy and Cookies Policy
Creditspring Creditspring

Stabilise your finances with our Stability Hub

Improve your finances withour stress

Join the Stability Hub

Stabilise your finances with our Stability Hub

Improve your finances withour stress

Join the Stability Hub

Coin zero percent

No-interest loans

Bonsai

Credit building

Bar graph

Monthly health checks

Safe

Personalised support

Gaining financial stability at a pace that works for you.

The pressure to have or gain financial stability is immense. We understand that this is not as easily attainable for everyone, and that is why Creditspring offers a product where you can build more stability, gain more knowledge and access tools that will put you in a better financial position for your future! All of this leads to the goal of increased financial well being and peace of mind.

The Stability Hub is your exclusive access to attaining financial stability and in turn, becoming more financially healthy. Currently, 90% of Creditspring members have expressed that we have helped improve their financial stability!

Why not join the Stability Hub today? It's free and your first step towards improved financial stability

Join the Stability Hub

What is the Financial Stability Score?

To evaluate your financial stability and find out how to be more financially stable we Creditspring offers a tool that’s perfect for this! More than just a credit score, the Financial Stability Score is exclusive to Creditspring Stability Hub members.

The Financial Stability Score will help you understand your potential to get credit and ways to build your financial stability. How is this calculated? Your score is a combination of your ability to weather a financial storm and your ability to borrow. This personalised score is updated every month so you can monitor your improvement. Before you are able to borrow, we want to ensure you do not spiral into financial debt. This is why we work with you at the pace you like to build your stability.

Monitoring your Financial Stability Score can be a great opportunity to embark on your credit building journey. You’ll understand where you stand financially so that if/when the time comes, you’ll be better equipped for credit in the future.

Join today and improve your chances of getting credit in the future

Join today

Our products

As a stability hub member, we'll automatically let you know when you are eligible

Plus

£1000

per year
Thick check

Borrow £500 twice a year, no-interest.

Thick check

Membership fee £8 x 12 months (£96 a year), no additional fees. Rep APR 38.6%

Thick check

Repay each loan with 6 monthly payments

(£83.35 the first and £83.33 the remaining five installments)

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core

£500

per year
Thick check

Borrow £250 twice a year, no-interest.

Thick check

Membership fee £6 x 12 months (£72 a year), no additional fees. Rep APR 87.4%

Thick check

Repay each loan with 4 monthly payments of £62.50

Representative example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Plus

Core

£1000

per year
Thick check

Borrow £500 twice a year, no-interest.

Thick check

Membership fee £8 x 12 months (£96 a year), no additional fees. Rep APR 38.6%

Thick check

Repay each loan with 6 monthly payments

(£83.35 the first and £83.33 the remaining five installments)
Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

£500

per year
Thick check

Borrow £250 twice a year, no-interest.

Thick check

Membership fee £6 x 12 months (£72 a year), no additional fees. Rep APR 87.4%

Thick check

Repay each loan with 4 monthly payments of £62.50

Representative example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.
Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina