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Creditspring Creditspring

Get help paying for your utilities

Flexibile and Transparent Borrowing

Get help paying for your utilities

Flexibile and Transparent Borrowing

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Join Creditspring and get 2 no-interest loans a year

A Creditspring membership can be a great way to help you pay for utilitites when your finances are feeling the pinch. Creditspring loans are avaialbe on-demand and can be a simple source of funds when you need them. Since we don't charge interest, your costs are capped and you will always know what you owe, helping you pay for utilities with no added stress. Our members use their Creditspring loans to help them pay their utility bills with ease.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Is Creditspring a good way to pay for utility bills?

Utility bills are essential to pay for and you should never have to borrow to pay them. However, life is not so predictable and many people may find themselves with a tight budget during various times of the year. For this reason, it's helpful to have a little bit of flexibility to your budget, and this is where Creditspring comes in. Our membership provides access to on-demand, no interest loans to help you when your budget gets stretched, whether that is due to an unexpected increase in your utility bill, an increase in usage during the colder months or catching up on older utility bills. This is why so many of our members have used a no interest Creditspring loan to pay for utilities.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility