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Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.
| Plus membership | Repay each loan |
Rep. APR
|
£8/month |
6 x £83.33 |
38.6% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.
| Core membership | Repay each loan |
Rep. APR
|
£6/month |
4 x £62.50 |
87.4% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.
Money is there when you need it
No-interest, no hidden fees
Easy and affordable monthly repayments
Builds your credit score even when you don't borrow
A Creditspring membership helps you build your credit, even when you don't borrow. We report both membership fees and loan repayments to credit agencies, so as long you as you demonstrate postive payment behaviour you can expect your score to go up over time. We know how important it is to have a good credit score, so start improving your credit today with Creditspring!
Why not check your eligibility now?
We’ll automatically check your eligibility for both products.
Checking your eligibility will not have an impact on your credit score.
"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."
Lisa
"Would recommend to anyone"
Gary
"In the most difficult situations he helped me... Thanks Credit Spring."
Cristina
80% of Creditspring members surveyed believe we have imporved their credit score. All credit products can help you improve your credit, but the good thing about Creditspring is you should see your credit score improve, even if you don't borrow. We also offer you a free membership to our Stability Hub where you will better understand your credit score and receive tips on what you can do to improve it.
Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.
