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Creditspring Creditspring

Start improving your credit score today

Flexible and Transparent Borrowing

Check eligibility

Membership fee

£10/month

Rep. APR

43.1%

2 loans per year

£500 | £500

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

Rep. APR

77.3%

2 loans per year

£250 | £250

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

Rep. APR

87.5%

2 loans per year

£100 | £200

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

Start improving your credit score today

Flexible and Transparent Borrowing

Check eligibility

Membership fee

£10/month

Rep. APR

43.1%

2 loans per year

£500 | £500

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

Rep. APR

77.3%

2 loans per year

£250 | £250

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

Rep. APR

87.5%

2 loans per year

£100 | £200

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

Join Creditspring and get 2 no-interest loans a year

A Creditspring membership helps you build your credit, even when you don't borrow. We report both membership fees and loan repayments to credit agencies, so as long you as you demonstrate postive payment behaviour you can expect your score to go up over time. We know how important it is to have a good credit score, so start improving your credit today with Creditspring!

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Is Creditspring the easiest way to build credit?

80% of Creditspring members surveyed believe we have imporved their credit score. All credit products can help you improve your credit, but the good thing about Creditspring is you should see your credit score improve, even if you don't borrow. We also offer you a free membership to our Stability Hub where you will better understand your credit score and receive tips on what you can do to improve it.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility