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Creditspring Creditspring

No loan calculator needed with Creditpring

Find out if you're eligible for a no-interest loan of up to £1000 in a few simple steps!

Check your eligibility

No loan calculator needed with Creditpring

Find out if you're eligible for a no-interest loan of up to £1000 in a few simple steps!

Check your eligibility

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£10/month
6 x £83.33
43.1%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Core membership Repay each loan Rep. APR Info icon
£8/month
6 x £41.66
77.3%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Coin in a parachute

Money is there when you need it

Balloons

No interest, no hidden fees

Coins piles

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Are loan calculators needed?

Easy to calculate your fees with Creditspring. It's just £8 or £10 a month per year.

All Creditspring fees and are simple and easy to understand, you will never need a loan calculator! We charge a small monthly membership fee, and you will only pay back what you borrow. We believe people should understand what they're getting into without having to use an interest calculator or a loan repayment calculator.

Before you become a member, you'll know exactly how much your membership costs, with fees never going up. Throw away those monthly payment calculators and choose simple finance that works for you. Without using a loan calculator you'll be able to find out if you're approved to become a Creditspring member using our fast eligibility checker.

Check your eligibility

Are loan calculators needed?

Check your eligibility

Easy to calculate your fees with Creditspring. It's just £8 or £10 a month per year.

All Creditspring fees and are simple and easy to understand, you will never need a loan calculator! We charge a small monthly membership fee, and you will only pay back what you borrow. We believe people should understand what they're getting into without having to use an interest calculator or a loan repayment calculator.

Before you become a member, you'll know exactly how much your membership costs, with fees never going up. Throw away those monthly payment calculators and choose simple finance that works for you. Without using a loan calculator you'll be able to find out if you're approved to become a Creditspring member using our fast eligibility checker.

So why don’t I need a Loan Calculator with Creditspring?

So why don’t I need a Loan Calculator with Creditspring?

While it's important to know if you're eligible for a loan before you borrow, it's also important to find out how much you'll **really** be paying. One too many times people have filled out a loan calculator promising one rate then being given another.

So why don’t I need a Loan Calculator with Creditspring?

While it's important to know if you're eligible for a loan before you borrow, it's also important to find out how much you'll **really** be paying. One too many times people have filled out a loan calculator promising one rate then being given another.

Here at Creditspring we like to keep borrowing simple, as it should be and remove all the guesswork around it. The reason why we don't use loan calculators are because:

The interest rates given in a loan calculator are only a guide and at times these can be very far off from what you'll actually be given once you take the loan.
As the rate of interest is dependant on your credit score, which is usually updated once a month, depending on when you apply the information may be a bit dated. As our small loans have no-interest, what you see is what you get! No surprises.
Most loan calculators won't include the additional fees such as repaying the loan early or annual fees.
Some loan providers offer a variable rate meaning that over time, what you pay may change from what you were initially offered from the loan calculator. This could be to your benefit or disadvantage. Here at Creditspring we like to make sure things aren't complicated.

Should I get a small loan from Creditspring?

If you have had unexpected expenses, a small loan with low interest may be the best way to solve that problem. There are times when searching for a small loan of £500 over 12 months you very quickly discover that these are anything but cheap! Banks usually don't offer these types of small loans, and this is where Creditspring comes in.

A Creditspring membership gives you on-demand access to small loans with no-interest, and is there when you need it most. No need to search frantically for low cost small loans that are high cost, when you can apply for Creditspring today!

Check your eligibility