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Creditspring Creditspring

No loan calculator needed!

No loan calculator needed!

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£10/month
6 x £83.33
43.1%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed), Representative 43.1% APR. Total amount payable £1,120.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
70.8%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 70.8% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

No loan calculator needed!

All Creditspring fees and repayments are simple and easy to understand, you will never need a loan calculator! We charge a small monthly membership fee, and you will only pay back what you borrow. We believe people should understand what they're getting into without having to use an interest calculator or a loan repayment calculator.

Before you become a member, you'll know exactly how much your membership costs, with fees never going up. Throw away those monthly payment calculators and choose simple finance that works for you. Without using a loan calculator you'll be able to find out if you're approved to become a Creditspring member using our fast eligibility checker.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

How do I calculate my fees for my Creditspring loan?

Being a member of Creditspring means you do not pay any added interest throughout your membership. No late fees, no-interest, just a small fixed membership fee every month, plus the amount you borrowed. There's no need for a loan calculator because we make it clear what you'll owe from the start, no surprises.

We believe borrowing should be simplified. No one should need a finance calculator just to know what they have to pay and how much they owe. Finance should be as simple as everything else, so say goodbye to loan calculators and hello to Creditspring!

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility