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Creditspring membership, more than a loan.

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.
2 x £500
2 x £250
Membership fee Repay each loan Rep. APR
£8/month
6 x £83.33
38.6%

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Membership fee Repay each loan Rep. APR
£6/month
4 x £62.50
87.4%

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Join Creditspring and get 2 no-interest loans a year

Creditspring offers two pre-approved loans per year, it works like a safety net, after the 14 days cooling off period, you’ll be able to borrow whenever you need.

Creditspring membership loans are a more transparent way to borrow. We don’t charge interest, just your fixed monthly membership fee so, you always know exactly how much your loans will cost. And you never pay any more than your monthly fee and your loan repayments.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

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No complicated interest, just a small monthly membership fee

We don't charge interest or late fees, just a fixed, monthly membership fee. You'll always know exactly how much your loans will cost.

Plan ahead and protect your finances from the unexpected

Creditspring gives you access to a financial backup plan helping to cushion your finances from unexpected expenses.

Peace of mind, flexibility to borrow when you need, knowing your loan is approved

Creditspring membership gives you peace of mind, knowing you can borrow when you want, without worrying whether you'll get accepted.

Improve your financial stability and wellbeing, while improving your credit rating

Creditspring membership can help you improve your credit. Making your loan and membership payments on time you will have a positive influence on your credit rating and score.

Introducing the Financial Stability Score

Designed to give you an indication of your ability to weather unexpected financial storms, our Financial Stability Score is exclusive to Creditspring. It's not the same as a Credit Score but it can help you to understand your potential to get credit.

A personalised Financial Stability Score updated monthly
A snapshot of your financial stability and health
Hints and tips to help you improve your Score
Information about products and services to help improve your financial stability