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| Membership fee | Repay each loan |
Rep. APR
|
£8/month |
6 x £83.33 |
38.6% |
Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.
| Membership fee | Repay each loan |
Rep. APR
|
£6/month |
4 x £62.50 |
87.4% |
Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.
Creditspring offers two pre-approved loans per year, it works like a safety net, after the 14 days cooling off period, you’ll be able to borrow whenever you need.
Creditspring membership loans are a more transparent way to borrow. We don’t charge interest, just your fixed monthly membership fee so, you always know exactly how much your loans will cost. And you never pay any more than your monthly fee and your loan repayments.
Why not check your eligibility now?
We’ll automatically check your eligibility for both products.
Checking your eligibility will not have an impact on your credit score.
No complicated interest, just a small monthly membership fee
We don't charge interest or late fees, just a fixed, monthly membership fee. You'll always know exactly how much your loans will cost.
Plan ahead and protect your finances from the unexpected
Creditspring gives you access to a financial backup plan helping to cushion your finances from unexpected expenses.
Peace of mind, flexibility to borrow when you need, knowing your loan is approved
Creditspring membership gives you peace of mind, knowing you can borrow when you want, without worrying whether you'll get accepted.
Improve your financial stability and wellbeing, while improving your credit rating
Creditspring membership can help you improve your credit. Making your loan and membership payments on time you will have a positive influence on your credit rating and score.
Designed to give you an indication of your ability to weather unexpected financial storms, our Financial Stability Score is exclusive to Creditspring. It's not the same as a Credit Score but it can help you to understand your potential to get credit.
