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Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.
| Plus membership | Repay each loan |
Rep. APR
|
£8/month |
6 x £83.33 |
38.6% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.
| Core membership | Repay each loan |
Rep. APR
|
£6/month |
4 x £62.50 |
87.4% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.
Money is there when you need it
No-interest, no hidden fees
Easy and affordable monthly repayments
Builds your credit score even when you don't borrow
A credit builder loan that works! As a Creditspring member you are able to borrow a small loan when you need it most, but also build your credit. If you are a Core or Plus member and don't borrow you can still build your credit with Creditspring.
Each month you will pay a small monthly membership fee that will assist in building your credit over time. Creditspring's credit building loans help with boosting your financial health and gaining control of your finances.
Why not check your eligibility now?
We’ll automatically check your eligibility for both products.
Checking your eligibility will not have an impact on your credit score.
"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."
Lisa
"Would recommend to anyone"
Gary
"In the most difficult situations he helped me... Thanks Credit Spring."
Cristina
81% of Creditspring members have said that our product has helped improve their credit score.*
We believe that everyone has a right to credit and we hope to assist members, existing and new, with getting the credit they deserve. Improve how you appear to lenders by building your credit score with Creditspring. Your credit score is a big factor in deteriming how likely you are to pay back what you borrow. Lenders are more likely to lend to you when your score is in good standing. This means that you must pay your loans, credit card and other bills before the due date.
If you choose to make a minimum payment it is best to pay more than just the interest you are being charged. These are just a few ways to show lenders that you are a responsible borrower. With a Creditspring credit builder loan you are able to boost your finances without spiraling into debt and build your financial stability in order to improve your financial future! Get started on your journey today!
Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.
* There were 889 Creditspring members who participated in this survey. The Survey was conducted between the 7th of October to the 16th of October where 724 members responded that, yes, they felt Creditspring has helped them improve their credit score.
