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Creditspring Creditspring

A credit builder loan that assists you every step of the way

Borrow no-interest up to £1000 while building your credit.

Start building here!

A credit builder loan that assists you every step of the way

Borrow no-interest up to £1000 while building your credit.

Start building here!

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£10/month
6 x £83.33
43.1%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Core membership Repay each loan Rep. APR Info icon
£8/month
6 x £41.66
77.3%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Coin in a parachute

Money is there when you need it

Balloons

No interest, no hidden fees

Coins piles

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

How can I build my credit fast with Creditspring Credit Builder loan?

Creditspring’s credit builder loans can go some way to helping you build your credit. We offer you a no-interest, credit builder loan (Rep APR 43.1%) up to £1000 that you repay monthly, plus a small membership fee of £8 or £10 over a year. Repaying your credit builder loan on time, as well as other bills, goes a long way to building your credit because payment history is a very important factor affecting your credit score.

With Creditspring you gain control of your finances by knowing how much and when you have to repay your loan. This makes you a more attractive borrower to lenders.

Start building here!

How can I build my credit fast with Creditspring Credit Builder loan?

Start building here!

Creditspring’s credit builder loans can go some way to helping you build your credit. We offer you a no-interest, credit builder loan (Rep APR 43.1%) up to £1000 that you repay monthly, plus a small membership fee of £8 or £10 over a year. Repaying your credit builder loan on time, as well as other bills, goes a long way to building your credit because payment history is a very important factor affecting your credit score.

With Creditspring you gain control of your finances by knowing how much and when you have to repay your loan. This makes you a more attractive borrower to lenders.

How does Creditspring's credit builder loans work?

How does Creditspring's credit builder loans work?

Our credit builder loans are as easy as 1, 2, 3!

Check your eligibility today without affecting your credit score
If you qualify you'll be offered a credit builder loan of £500 or £1000
Make no- interest repayments every month, plus a small membership fee of £8 or £10 depending on your membership type

Can I get a credit builder loan?

Credit builder loans are definitely worth it! Just ask our members, 81%* of whom said that our product had helped improve their credit score. If you have a bad credit history our credit builder loans are designed to help you get back on track.

Make regular payments on-time and you’ll build your credit score. This will make you appear more attractive to other lenders, giving you more choice at lower interest later down the line. Creditspring’s credit builder loans are the perfect way to help you get started on the road back to financial stability.

Our loans are designed to be accessible for people with less than perfect credit histories. Our credit builder loans are here to help you get your finances under control.

So long as you pass our checks, which determine whether we can responsibly lend to you, we’d love to have you on board!

Start building here!

* There were 889 Creditspring members who participated in this survey. The Survey was conducted between the 7th of October to the 16th of October where 724 members responded.