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Borrow no-interest up to £1000 while building your credit.
Borrow no-interest up to £1000 while building your credit.
Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.
| Plus membership | Repay each loan |
Rep. APR
|
£10/month |
6 x £83.33 |
43.1% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.
| Core membership | Repay each loan |
Rep. APR
|
£8/month |
6 x £41.66 |
77.3% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.
Money is there when you need it
No interest, no hidden fees
Easy and affordable monthly repayments
Builds your credit score even when you don't borrow
Creditspring’s credit builder loans can go some way to helping you build your credit. We offer you a no-interest, credit builder loan (Rep APR 43.1%) up to £1000 that you repay monthly, plus a small membership fee of £8 or £10 over a year. Repaying your credit builder loan on time, as well as other bills, goes a long way to building your credit because payment history is a very important factor affecting your credit score.
With Creditspring you gain control of your finances by knowing how much and when you have to repay your loan. This makes you a more attractive borrower to lenders.
Start building here!Creditspring’s credit builder loans can go some way to helping you build your credit. We offer you a no-interest, credit builder loan (Rep APR 43.1%) up to £1000 that you repay monthly, plus a small membership fee of £8 or £10 over a year. Repaying your credit builder loan on time, as well as other bills, goes a long way to building your credit because payment history is a very important factor affecting your credit score.
With Creditspring you gain control of your finances by knowing how much and when you have to repay your loan. This makes you a more attractive borrower to lenders.
Our credit builder loans are as easy as 1, 2, 3!
Credit builder loans are definitely worth it! Just ask our members, 81%* of whom said that our product had helped improve their credit score. If you have a bad credit history our credit builder loans are designed to help you get back on track.
Make regular payments on-time and you’ll build your credit score. This will make you appear more attractive to other lenders, giving you more choice at lower interest later down the line. Creditspring’s credit builder loans are the perfect way to help you get started on the road back to financial stability.
Our loans are designed to be accessible for people with less than perfect credit histories. Our credit builder loans are here to help you get your finances under control.
So long as you pass our checks, which determine whether we can responsibly lend to you, we’d love to have you on board!
* There were 889 Creditspring members who participated in this survey. The Survey was conducted between the 7th of October to the 16th of October where 724 members responded.
