We use cookies to help us improve and protect our services. By continuing to use the site, you agree to our Privacy and Cookies Policy
Creditspring Creditspring

A credit builder loan that assists you every step of the way

Borrow no-interest up to £1000 while building your credit.

Start building here!

Membership fee

£10/month

Rep. APR

43.1%

2 loans per year

£500 | £500

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

Rep. APR

77.3%

2 loans per year

£250 | £250

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

Rep. APR

87.5%

2 loans per year

£100 | £200

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

A credit builder loan that assists you every step of the way

Borrow no-interest up to £1000 while building your credit.

Start building here!

Membership fee

£10/month

Rep. APR

43.1%

2 loans per year

£500 | £500

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

Rep. APR

77.3%

2 loans per year

£250 | £250

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

Rep. APR

87.5%

2 loans per year

£100 | £200

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

How can I build my credit fast with Creditspring Credit Builder loan?

Credit builder loans can go some way in helping you build your credit. Creditspring's credit builder loan is no different. We offer a no-interest, credit builder loan (Rep APR 43.1%) of up to £1000 that you repay monthly. Plus, a small membership fee of £5, £8 or £10 over a year.

With a Creditspring membership you'll never have to worry about staying in control of your finances. You'll always know how much you owe and when you have to repay your loan. This will make you a more attractive borrower to lenders.

Start building here!

How can I build my credit fast with Creditspring Credit Builder loan?

Start building here!

Credit builder loans can go some way in helping you build your credit. Creditspring's credit builder loan is no different. We offer a no-interest, credit builder loan (Rep APR 43.1%) of up to £1000 that you repay monthly. Plus, a small membership fee of £5, £8 or £10 over a year.

With a Creditspring membership you'll never have to worry about staying in control of your finances. You'll always know how much you owe and when you have to repay your loan. This will make you a more attractive borrower to lenders.

How does Creditspring's credit builder loans work?

How does Creditspring's credit builder loans work?

Our credit builder loans are as easy as 1, 2, 3!

Make no-interest repayments every month
Pay a small membership fee each month of £5, £8 or £10 depending on the membership. No additional fees apply
If you're eligible you'll be offered a credit builder loan of £300, £500 or £1000
Check your eligibility today without affecting your credit score

Should I get a credit builder loan?

Credit builder loans are definitely worth it! Just ask our members, 81%* of whom said that our product had helped improve their credit score. If you have a bad credit history our credit builder loans are designed to help you get back on track.

Make regular payments on-time and you'll build your credit score. This will make you appear more attractive to lenders, giving you more choice at lower interest later down the line. Creditspring's credit builder loan is the perfect way to help you get started on the road back to financial stability.

Our loan is designed to be accessible for people with less than perfect credit histories. Our credit builder loans are here to help you get your finances under control.

So long as you pass our checks, which determine whether we can responsibly lend to you, we'd love to have you on board!

Time to start building!

Start building here!

* There were 889 Creditspring members who participated in this survey. The Survey was conducted between the 7th of October to the 16th of October where 724 members responded.