Creditspring was designed on the back of feedback from thousands of people across the UK who are fed up with existing credit products and solutions.
They told us overdrafts are confusing, credit cards are risky, and payday loans are expensive, and that they are looking for a smarter and better solution to manage unexpected expenses.
We've completely turned lending on its head. By not charging interest, we believe we are on the same side as our members.
We don't want them to stay in debt forever. We don't want them to borrow unnecessarily. We don't want to make money by confusing them.
Our team comes from all different backgrounds and walks of life, but what unites us is our determination to improve things and provide people with a product that can be easily understood, is affordable and most of all, helps them better manage unexpected expenses so they can stay in control of their lives.