We use cookies to help us improve and protect our services. By continuing to use the site, you agree to our Privacy and Cookies Policy
Creditspring Creditspring

Much more than just a credit report

Join our Stability Hub and begin your journey towards cheaper credit

Join the Stability Hub

Much more than just a credit report

Join our Stability Hub and begin your journey towards cheaper credit

Join the Stability Hub

Coin zero percent

No-interest loans

Bonsai

Credit building

Bar graph

Monthly health checks

Safe

Personalised support

Get free monthly updates and know instantly when you are eligible for a loan

Removing any stress or hassle when running a credit score check, Creditspring offers a simple solution. The Stability Hub is a great way to know when you’re eligible for credit while finding healthy and affective ways to improve your credit score.

As a Stability Hub member we’ll run a free credit check every month, when you are eligible we will offer you a Creditspring loan product that is suitable for you! There is no need to get a credit report with a Stability Hub membership since Creditspring offers tools within the Hub that show your improvement monthly. Gain access to tools, tips and offers that will improve your credit score now.

Why not join the Stability Hub today? It's free and your first step towards improved financial stability

Join the Stability Hub

Will joining the Stability Hub affect my credit score?

As a member of the Stability Hub you'll have access to various tools that will give you a better understanding of where your financial health stands. The tools you'll have access to within The Hub use your credit score and credit report, but they are much more than a score. They give you a better understanding of how well you could withstand a financial shock. Building stronger finances is more than just getting a free credit report online. It's knowing where you stand and taking action.

Each month we will provide you with an update that is much more than a free credit report or a simple credit rating check. You will know where you stand, what areas need improvement and most importantly, what you can do to improve it.

In the background, we will be checking your credit, and we'll automatically let you know when you are eligible to borrow from us. As a member of our Stability Hub, you'll know longer need to search for a credit rating check or a free credit check online since everything you need will be in the Hub.

Join today and improve your chances of getting credit in the future

Join today

Our products

As a stability hub member, we'll automatically let you know when you are eligible

Plus

£1000

per year
Thick check

Borrow £500 twice a year, no-interest.

Thick check

Membership fee £8 x 12 months (£96 a year), no additional fees. Rep APR 38.6%

Thick check

Repay each loan with 6 monthly payments

(£83.35 the first and £83.33 the remaining five installments)

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core

£500

per year
Thick check

Borrow £250 twice a year, no-interest.

Thick check

Membership fee £6 x 12 months (£72 a year), no additional fees. Rep APR 87.4%

Thick check

Repay each loan with 4 monthly payments of £62.50

Representative example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Plus

Core

£1000

per year
Thick check

Borrow £500 twice a year, no-interest.

Thick check

Membership fee £8 x 12 months (£96 a year), no additional fees. Rep APR 38.6%

Thick check

Repay each loan with 6 monthly payments

(£83.35 the first and £83.33 the remaining five installments)
Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

£500

per year
Thick check

Borrow £250 twice a year, no-interest.

Thick check

Membership fee £6 x 12 months (£72 a year), no additional fees. Rep APR 87.4%

Thick check

Repay each loan with 4 monthly payments of £62.50

Representative example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.
Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina