We use cookies to help us improve and protect our services. By continuing to use the site, you agree to our Privacy and Cookies Policy
Close cookies banner
Creditspring logo
woman with smartphone

Get
2 x £1,200 Loans

Check if you’re eligible for two £1200 loans with Creditspring today!
Representative example: Total amount of credit £2,400 repayable. 12 monthly membership fees of £24. Rate of interest 0% p.a. (fixed). Total cost of credit: £288. Total amount payable: £2,688. Monthly loan payment: £200. Representative 43.7% APR
smiling Creditspring customer

Memberships
made for plans
big and small.

Start building your credit today and access
your first loan after 14 days.
Check eligibility

Late and missed payments, along with other external factors, can have a negative effect on your credit score.

Extra
Borrow £2,400 a year and repay only
£2,688 in 12 monthly fees.
Plus
Borrow £1,000 a year and repay only
£1,168 in 12 monthly fees.
Core
Borrow £600 a year and repay only
£720 in 12 monthly fees.
Step
Borrow £400 a year and repay only
£484 in 12 monthly fees.
Coins Membership fee
£24/month
Fingers crossed 2 loans per year
£1,200 / £1,200
Wallet Repay each loan in
6 months
Rep APR Representative APR
43.7%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £2,400 repayable over 13 months. 12 monthly membership payments of £24. Rate of interest 0% p.a. (fixed). Representative 43.7% APR. The first repayment for each advance is £200.00, due 45 days after drawing, followed by 5 monthly repayments of £200.00. Total amount payable £2,688.
Coins Membership fee
£14/month
Fingers crossed 2 loans per year
£500 / £500
Wallet Repay each loan in
6 months
Rep APR Representative APR
66.2%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £1,000 repayable over 13 months. 12 monthly membership payments of £14. Rate of interest 0% p.a. (fixed). Representative 66.2% APR. The first repayment for each advance is £83.35, due 45 days after drawing, followed by 5 monthly repayments of £83.33. Total amount payable £1,168.
Coins Membership fee
£10/month
Fingers crossed 2 loans per year
£300 / £300
Wallet Repay each loan in
6 months
Rep APR Representative APR
83.1%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £600 repayable over 13 months. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 83.1% APR. The first repayment for each advance is £50.00, due 45 days after drawing, followed by 5 monthly repayments of £50.00. Total amount payable £720.
Coins Membership fee
£7/month
Fingers crossed 2 loans per year
£200 / £200
Wallet Repay each loan in
6 months
Rep APR Representative APR
88.8%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £400 repayable over 13 months. 12 monthly membership payments of £7. Rate of interest 0% p.a. (fixed). Representative 88.8% APR. The first repayment for each advance is £33.35, due 45 days after drawing, followed by 5 monthly repayments of £33.33. Total amount payable £484.
Check eligibility

Late and missed payments, along with other external factors, can have a negative effect on your credit score.

£2,400 loans from Creditspring

Sometimes, life can deliver us an expense that’s a little bigger than we might expect, like a boiler breakdown, a pricey car repair or perhaps even a funeral to arrange. Likewise - and by their very nature - some things are just more costly than others, such as buying a new car or paying for a holiday.

For expenses that require deeper pockets than usual, a no-interest £2,400 loan from Creditspring could be the answer. Available in two instalments of £1,200, all you pay is a fixed membership fee with your monthly repayments, while at the same time helping to build your credit score.

We know that everyone’s needs are different, and our loans can help, whatever you might need them for.

Why choose a £2,400 loan?

Loans for more than 2,000 pounds are designed for larger expenses. If you’re looking to cover an expense that requires a £2,400 pound loan over the course of a year, our Extra membership can help. Providing you with two £1,200 loans per year, it’s the perfect solution for those larger costs that can sometimes take us by surprise.

Use our handy eligibility checker to find out if you qualify in under a minute and, if you’re approved and sign up as a Creditspring member, we’ll be in touch to confirm your eligibility and discuss the next steps. It really is that easy.

Check your eligibility
What our members
say about us

What are the benefits of a £2,400 Creditspring loan?

Our no-interest £2,400 loans are designed to be as stress-free as possible, so you’ll always know where you stand. With our Extra membership, you’ll be safe in the knowledge that you’re comfortably managing your finances month after month, all while building a healthier credit score.

As an Extra member:

  • Pay just £24 per month for your membership

  • Access two no-interest loans (£2,400 split into two £1,200 loans)

  • Repay your first loan in six monthly instalments

  • Unlock the second instalment once the first loan is repaid

  • Start building your credit score (by making each monthly repayment on time)

  • Become more creditworthy and improve your financial wellness

You’ll also enjoy a 14-day cooling-off period during which time you can decide if you want to become a Creditspring member. After those 14 days, you can request to access the money in as little as 24 hours.

How can I use my £2,400 loan from Creditspring?

It’s entirely up to you. We understand that large purchases, like a new kitchen or long-distance flights to see a sick relative, are all part of life’s rich – and sometimes challenging – tapestry. You may usually be a stickler for budgeting in advance, but when an unexpected cost comes along, a credit card may not be a viable option.

If you want a fuss-free way to pay for a big expense, as a Creditspring Extra member you’ll have access to a no-interest loan of £2,400 split into two equal instalments to use as needed. Our members use their loans for all manner of reasons, from paying for medical emergencies and home repairs to funding weddings celebrations and much-deserved holidays.

Find out if you’re eligible today - we look forward to hearing from you!

Get a loan
Are you ready to start your journey with Creditspring?
Check your eligibility

Who is eligible to borrow £2,400 from Creditspring?

If you are a UK resident aged over 18, have a regular income and have no recent CCJs, IVAs or bankruptcies*, you can apply for a loan at Creditspring.

Worried about having ‘bad credit’ and not being eligible for a loan with a poor credit rating? You’re not alone. Many of our members share the same concern but at Creditspring, we can provide you with clever tips and tools to help you build your credit score, and enable you to become more creditworthy.

First things first, let’s check your eligibility to see if you qualify – it’ll take less than 60 seconds. If you are approved and you can comfortably afford the monthly repayments and membership fee, you’ll gain access to your £2,400 loan split into two equal instalments – £1,200 to be repaid over six months then a further £1,200 once the first instalment has been repaid in full.

*This list is not extensive and Creditspring membership is subject to status. Terms and conditions apply.

Can I apply for a £2,400 loan with ‘bad credit’?

So-called ‘bad credit’ can put a lot of people off applying for a loan. After all, your credit score is often the first thing many financial lenders look at when considering loan applications, so if it’s been damaged in the past, it may not offer up a glowing initial impression.

At Creditspring, we do things differently, and while your credit score is one important criteria that we check when reviewing your loan eligibility, we examine a wide range of other factors too.

We are committed to helping our members not only build better creditworthiness for a no-interest loan but also healthier financial habits for the long term, and provide a vast bank of expert tools and tips to help you ditch your ‘bad credit’ image once and for all.

Discover top credit-boosting guidance, personalised scores and exclusive offers in our Stability Hub when you become a free Creditspring member.

FAQs

What should I do if I need something bigger than a £2,000 loan?

There are many finance products on the market, and you should always shop around to find out what suits your needs best. Short-term credit such as payday loans, credit cards, personal loans and payment apps bring their own pros and cons, so make sure you do your research.

For larger expenses, our Extra membership can give you access to a £2,400 no interest loan with no hidden fees. Use our eligibility tracker to see if you qualify – you’ll get a response in less than a minute!

What other loan options does Creditspring offer?

Our broad range of on-demand loans come with low fixed membership fees and zero interest. Read more about our Step (total loan amount £400), Core (total loan amount £600), Plus (total loan amount £1,000) and Extra (total loan amount £2,400) products.

How does the Creditspring application process work?

Applying for a £2,400 loan from Creditspring is easy. Use our eligibility checker to see if you qualify - if you are approved and sign up as a Creditspring member, we’ll contact you to confirm your eligibility, and talk you through the next steps.

Join Creditspring
Are you ready to start your journey with Creditspring?
Check your eligibility