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Wedding
Loans

Looking for a loan for wedding expenses? At Creditspring, we can make financing your big day a breeze with our no-interest loans (APR Rep 83.1%) and low, monthly membership fees.
Representative example: Total amount of credit £600 repayable. 12 monthly membership fees of £10. Rate of interest 0% p.a. (fixed). Total cost of credit: £120. Total amount payable: £720. Monthly loan payment: £50. Representative 83.1% APR
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Memberships
made for plans
big and small.

Start building your credit today and access
your first loan after 14 days.
Check eligibility

Late and missed payments, along with other external factors, can have a negative effect on your credit score.

Extra
Borrow £2,400 a year and repay only
£2,688 in 12 monthly fees.
Plus
Borrow £1,000 a year and repay only
£1,168 in 12 monthly fees.
Core
Borrow £600 a year and repay only
£720 in 12 monthly fees.
Step
Borrow £400 a year and repay only
£484 in 12 monthly fees.
Coins Membership fee
£24/month
Fingers crossed 2 loans per year
£1,200 / £1,200
Wallet Repay each loan in
6 months
Rep APR Representative APR
43.7%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £2,400 repayable over 13 months. 12 monthly membership payments of £24. Rate of interest 0% p.a. (fixed). Representative 43.7% APR. The first repayment for each advance is £200.00, due 45 days after drawing, followed by 5 monthly repayments of £200.00. Total amount payable £2,688.
Coins Membership fee
£14/month
Fingers crossed 2 loans per year
£500 / £500
Wallet Repay each loan in
6 months
Rep APR Representative APR
66.2%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £1,000 repayable over 13 months. 12 monthly membership payments of £14. Rate of interest 0% p.a. (fixed). Representative 66.2% APR. The first repayment for each advance is £83.35, due 45 days after drawing, followed by 5 monthly repayments of £83.33. Total amount payable £1,168.
Coins Membership fee
£10/month
Fingers crossed 2 loans per year
£300 / £300
Wallet Repay each loan in
6 months
Rep APR Representative APR
83.1%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £600 repayable over 13 months. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 83.1% APR. The first repayment for each advance is £50.00, due 45 days after drawing, followed by 5 monthly repayments of £50.00. Total amount payable £720.
Coins Membership fee
£7/month
Fingers crossed 2 loans per year
£200 / £200
Wallet Repay each loan in
6 months
Rep APR Representative APR
88.8%
Waiting period Waiting period
14 days
Representative example: Total amount of credit £400 repayable over 13 months. 12 monthly membership payments of £7. Rate of interest 0% p.a. (fixed). Representative 88.8% APR. The first repayment for each advance is £33.35, due 45 days after drawing, followed by 5 monthly repayments of £33.33. Total amount payable £484.
Check eligibility

Late and missed payments, along with other external factors, can have a negative effect on your credit score.

While planning a wedding should be an exciting task for most, we understand the expense can make it incredibly stressful, too. Did you know that the average cost of a wedding in the UK is £18,400*? An affordable cash boost can help provide a much-needed buffer so you can stay on budget.  

Of course, sticking to your budget in the first place is the ideal scenario, but we understand that unexpected things can crop up. If you’ve been looking for suitable wedding loans, but that has proved a challenge in itself, let us help! Creditspring’s range of no-interest loans (APR Rep 83.1%, fees apply) is a simple option, allowing you to evenly spread out your expenses, so you can plan your nuptials with ease.  

Ready to explore Creditspring’s loans? See if you qualify for a loan now! 

What are wedding loans?

Whether you’re already familiar with the concept of wedding loans in the UK or you’ve just begun making your first enquiries, you’re probably getting a good idea of how much your dream wedding could cost. Perhaps you are considering buying your wedding rings on finance or taking out a personal loan for wedding suits and bridesmaid dresses – and of course, the all-important wedding dress! 

Whatever your nuptial needs, wedding loans can help cover those big ticket expenses. 

At Creditspring, borrowing to suit your budget is made easy. As our loans come with no interest (APR Rep 83.1%), all you pay with your repayments is a small monthly membership fee. Wedding planning needn’t be harder than this. 

Use our free eligibility checker to see if you’ll qualify. We consider all applications, even if your credit rating isn’t that great.

Check your eligibility
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What are the pros and cons of a wedding loan?

Personal wedding loans from Creditspring offer many benefits, such as:

  • Access to no-interest loans twice a year

  • Fixed monthly payments with no surprises

  • The ability to build your credit history

  • An easy online application process

If you don’t have a good credit history but still need a wedding loan, you can consider lenders that offer wedding loans with bad credit. If this is you, Creditspring can help you rebuild your credit so you can qualify for our no-interest, on-demand loans as soon as possible.

As with any loan, you should only consider taking out a wedding loan if you feel you can comfortably afford the repayments and pay the loan off in full according to the lender’s terms. It’s important to note that creating a budget for your wedding or even for those larger purchases can really help you plan ahead for your big day. Look at where you could make savings and maybe even scale back on a few things before you think about taking out a loan. You might find you don’t actually need one!

How to take out a wedding loan?

To apply for a wedding loan from Creditspring you need to check your eligibility. Once you enter your details you'll get a response in less than 60 seconds and it won’t affect your credit score. 

We make your wedding planning easy by helping you take care of expensive wedding costs with two no-interest loans that you can repay over 12 months with low, fixed monthly payments. 

The first step to becoming a member of Creditspring is to check your eligibility. Typically, to become a member of Creditspring and qualify for no-interest loans you:

  • Must be a UK resident

  • Must be at least 18 years old

  • Have a minimum income of £14,000 per year

  • Must not have any recent CCJs or been bankrupt

Applying for wedding financing is easy and takes only a few minutes. Simply enter your details into the eligibility checker and get an outcome in less than 60 seconds.

If you are approved to become a Creditspring member, we’ll run a hard credit check to confirm your eligibility. 

After your 14-day cooling-off period, you can have the money paid into your account within 24 hours. Payments are made seven days a week, except for bank holidays. 

Use our free eligibility checker to see if you’ll be accepted.

Get a loan
Craft your dream wedding with the help of Creditspring's loans.
Check your eligibility

Managing your wedding budget with financing

Whether you want a small, intimate wedding with your closest friends and family, or a big celebration lasting more than just a day, Creditspring can help you turn your dream wedding into reality. 

With affordable wedding financing, you can plan in advance, make sure you work within your budget and know that the cost of your wedding is spread out over a number of months.

Here are a few tips when considering wedding financing and comparing the best wedding loans

  • Only include close family and friends to cut down on costs.

  • Shop around and compare different venues before you make your choice.

  • Consider getting married out of season or off-peak to reduce costs. 

  • Take out a loan that you are comfortable repaying every month.

  • Ensure a loan is the best option when planning your wedding.

Why choose Creditspring wedding loans?

Here are some of the reasons to choose Creditspring for your short-term loans:

  • Borrow the money you need on-demand

  • No-interest loans 

  • Pay a fixed membership fee

  • Eligibility takes only a few minutes

  • Build your credit history

As with all personal loans, always ensure that you can comfortably afford the loan repayments. This will not only allow you to qualify for great rates but also build your credit history.  

Your Creditspring membership will give you on-demand access to loans with no interest (APR Rep 83.1%) when you need it most. Read more about our Step (total loan amount £400), Core (total loan amount £600), and Plus (total loan amount £1,000) products here.

FAQs

How can I use Creditspring’s loan for a wedding?

At Creditspring, our loans can be used for all manner of reasons, from paying for bigger-than-expected vehicle repairs to life events, like weddings! You may want to use your loan for wedding expenses such as flowers, catering, a wedding dress or even to put towards a honeymoon. Whatever your need, we are here to help.

Are Creditspring loans only available in the UK?

Currently, yes, Creditspring loans are only available to UK residents aged 18 or over with a regular income and no recent CCJs, IVAs or bankruptcies**. Check your eligibility to see if you qualify – it’ll take less than 60 seconds. 

How long do I have to repay the loan?

Personal wedding loans come with a range of terms and conditions and depend on the lender you work with. The terms that will apply to your loan will depend on whether you've taken out a secured or unsecured loan, as well as the loan term you chose. 

With Creditspring, you can make low monthly loan repayments over 6 to 12 months. There are no additional fees, no-interest rates, and no surprises. 

This means you can plan ahead and stay within budget with affordable loans from Creditspring. 

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*Source: Hitched data correct as at 2023  

**This list is not extensive and Creditspring membership is subject to status. Terms and conditions apply. 

Check your eligibility