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Creditspring Creditspring

Creditspring, The Best Alternative To Overdraft Loans

Borrow no-interest up to £1000 while building your credit.

Check eligibility

Membership fee

£10/month

Rep. APR

43.1%

2 loans per year

£500 | £500

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

Rep. APR

77.3%

2 loans per year

£250 | £250

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

Rep. APR

87.5%

2 loans per year

£100 | £200

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

Creditspring, The Best Alternative To Overdraft Loans

Borrow no-interest up to £1000 while building your credit.

Check eligibility

Membership fee

£10/month

Rep. APR

43.1%

2 loans per year

£500 | £500

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

Rep. APR

77.3%

2 loans per year

£250 | £250

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

Rep. APR

87.5%

2 loans per year

£100 | £200

Repay each loan in

6 months

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

Join Creditspring and get 2 no-interest loans a year

Creditspring offers two on-demand loans per year, it works like a safety net, after the 14 days cooling off period, you’ll be able to borrow whenever you need. We don’t charge interest, instead you pay a fixed membership fee, so you’ll always know how much you are going to repay.

Creditspring Loans are cheap and simple: we don’t charge interest, just your fixed monthly membership fee so, you always know exactly how much your loans will cost. And you never pay any more than your monthly membership fee and your loan repayments.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

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As a backup plan or as an alternative to credit cards or overdraft

Something entirely different to credit cards, bank loans and payday loans, Creditspring is a simple and efficient way to cover unexpected expenses, or to get extra cash, without the fees and stress of conventional borrowing.

Creditspring was created for hard working people who are looking for no-interest borrowing and just want a simple and transparent loan. For a fixed monthly fee, Creditspring members get access to on demand borrowing, without interest. Creditspring loans are easy to repay, you always know where you stand, and if make on time payments or if you are able to repay early, your credit rating will improve.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility