We use cookies to help us improve and protect our services. By continuing to use the site, you agree to our Privacy and Cookies Policy
Creditspring Creditspring

Credit membership, more than a loan

Check eligibility

Creditspring Membership

A Creditspring membership is more than a loan; we aim to give you some stretch to your budget whenever you need it, helping you to gain or maintain financial stability. Plus, you'll have peace of mind knowing that your loans are already approved and available on demand.

We'll automatically check your eligibility for both products for you.

Plus

£

500

/ twice a year
Core

£

250

/ twice a year
Thick check
Borrow £500 twice a year, available on demand
Thick check
Membership fee is £10 per month (£120 a year)
Thick check
Repay each advance in 6 monthly payments
Thick check
0% interest rate, only pay back what you borrow plus your monthly membership fee
Thick check
And get your Financial Stability score and hints and tips to improve it
Thick check
14 days to change your mind before you can borrow. Then you'll be able to borrow whenever you need it
Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed), Representative 43.1% APR. Total amount payable £1,120.
Thick check
Borrow £250 twice a year, available on demand
Thick check
Membership fee is £8 per month (£96 a year)
Thick check
Repay each advance in 6 monthly payments
Thick check
0% interest rate, you pay back only what you’ve borrowed, plus your monthly membership fee
Thick check
And get your Financial Stability score and hints and tips to improve it
Thick check
14 days to change your mind before you can borrow. Then you'll be able to borrow whenever you need it
Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 77.3% APR. Total amount payable £596.

Eligibility subject to status and affordability checks, for over 18s only. T&Cs apply.

Check eligibility

Coin zero percent

No complicated interest, just a small monthly membership fee

We don't charge interest or late fees, just a fixed, monthly membership fee. You'll always know exactly how much your loans will cost.

Blue Telescope

Plan ahead and protect your finances from the unexpected

Creditspring gives you access to a financial backup plan helping to cushion your finances from unexpected expenses.

Blue Spring

Peace of mind, flexibility to borrow when you need, knowing your loan is approved

Creditspring membership gives you peace of mind, knowing you can borrow when you want, without worrying whether you'll get accepted.

Heart Coin

Improve your financial stability and wellbeing, while improving your credit rating

Creditspring membership can help you improve your credit. Making your loan and membership payments on time you will have a positive influence on your credit rating and score.

Introducing the Financial Stability Score

Designed to give you an indication of your ability to weather unexpected financial storms, our Financial Stability Score is exclusive to Creditspring. It's not the same as a Credit Score but it can help you to understand your potential to get credit.

Thick check
A personalised Financial Stability Score updated monthly
Thick check
A snapshot of your financial stability and health
Thick check
Hints and tips to help you improve your Score
Thick check
Information about products and services to help improve your financial stability