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Credit, but smarter.

Join Creditspring and get 2 no-interest loans per year, no hidden fees, ever.

See my loan offer

Check which Creditspring loan is available to you with no impact on your credit score.

Membership fee

£10/month

2 loans per year

£500 | £500

Repay each loan in

6 months

Rep. APR

43.1%

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

2 loans per year

£250 | £250

Repay each loan in

6 months

Rep. APR

77.3%

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

2 loans per year

£100 | £200

Repay each loan in

6 months

Rep. APR

87.5%

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

We stand for fair loans and no interest.

We stand for fair loans and no interest.

Credit, but smarter.

Join Creditspring and get 2 no-interest loans per year, no hidden fees, ever.

See my loan offer

Check which Creditspring loan is available to you with no impact on your credit score.

Membership fee

£10/month

2 loans per year

£500 | £500

Repay each loan in

6 months

Rep. APR

43.1%

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Membership fee

£8/month

2 loans per year

£250 | £250

Repay each loan in

6 months

Rep. APR

77.3%

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Membership fee

£5/month

2 loans per year

£100 | £200

Repay each loan in

6 months

Rep. APR

87.5%

Start building your credit today and access your first loan after 14 days.

Representative example: Total amount of credit of £300 over 12 months. The first payment for the first advance is £16.70 followed by 5 monthly repayments of £16.66. The first payment for the second advance is £33.35 followed by 5 monthly repayments of £33.33 and 12 monthly membership payments of £5. Rate of interest 0% p.a. (fixed). Representative 87.5% APR. Total amount payable £360.

Don’t just take our word for it

Build the life you desire with the credit you deserve

A loan that puts you in control

As a Creditspring member you'll have access to two no-interest loans per year. Repayments are easy and clearly laid out so you'll always know where you stand. Our on-demand loans give you an affordable financial boost when you need it, and a peace of mind when you don't.

You will avoid last-minute and expensive borrowing when you're a Creditspring member. Stay in control of your finances with Creditspring.

Better your financial stability

Financial goals are important to have, especially if you’re looking to better your stability. This is why Creditspring offers various tools to assist you in reaching those goals. This includes a tool exclusive to Creditspring members, The Stability Score.

Your score will help you understand what your potential is to get credit, your ability to weather a financial storm and what steps you will need to take to improve it.

Better your financial stability

Financial goals are important to have, especially if you’re looking to better your stability. This is why Creditspring offers various tools to assist you in reaching those goals. This includes a tool exclusive to Creditspring members, The Stability Score.

Your score will help you understand what your potential is to get credit, your ability to weather a financial storm and what steps you will need to take to improve it.

Build your credit history with each on time payment

If you’re looking to increase your credit score and you’re not sure how, with a Creditspring membership you will be able to! As a member you receive two on demand loans per year.

Though sometimes you may not be using your loans throughout the year, you can continue to build your credit when you pay your monthly membership fee on time.

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Latest from our blog

9th of August 2022
Different Types of Credit Cards
Let’s take a closer look at the different types of credit cards available, their features and ben... More
8th of August 2022
Anatomy of a Creditspring Member
We love statistics. Every day, we make improvements based on the statistics we have and the feedb... More
25th of July 2022
Creditspring Team | Sara
As Creditspring's Compliance Manager, Sara oversees our complaints team. Having relocated from Ch... More
25th of July 2022
Creditspring Members | Joanne's Story
What are your financial goals? We caught up with Plus member Joanne in-between her volunteer work... More