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Marnie, an experienced accountant and full-time mum, joined Creditspring at a time when things felt especially tight. With a young son, a hybrid job that helps her balance school pick-ups, and a household to run with her husband, finances were always a juggling act. She’d been through a lot, losing both her parents while pregnant, being made redundant, and dealing with the emotional and financial aftermath.
So, when her credit score wasn’t where she wanted it to be, she started looking for something that could help her get back on track, without the stress of spiralling interest. That’s when she discovered Creditspring’s transparent approach and knew she’d found the right fit.
“I was Googling for something fair and short-term. Everything else was so high in interest...I found Creditspring and it just felt right. Super transparent and easy to understand.”
Starting off with a Core membership and later moving to Core Boost, Marnie immediately appreciated the clarity of the process, and the 14-day wait period in particular. “It actually gave me confidence,” she says. “It felt professional and made me feel like I was making the right call instead of rushing into something.”
Over the months, she’s used her loans to cover vet bills, essential items for her young son, and even small treats for the family. Having predictable repayments and no hidden fees means she can plan ahead without worrying about unexpected costs.
For Marnie, staying on top of her payments is easy thanks to helpful reminders, clear timelines, and flexible withdrawal dates. As someone who describes herself as “terribly forgetful,” being able to see how many payments are left and monitor everything in one place has made a big difference.
“I’ve never used anything like this before. It’s clear, fair and just works...more people should know about it!”
She also uses the Spring Score to track her progress and is proud of the improvements she’s made so far. Her goal now? Continue building her credit and keep her family’s finances in a good place.
Beyond borrowing, Marnie values the seamless communication and flexibility Creditspring provides. From choosing her repayment dates to updating account details with ease, every interaction has reinforced her sense of control. She’s already recommended Creditspring to her husband and friends, confident it can help them too.
Representative 83.1% APR
Credit provided by Inclusive Finance Ltd t/a Creditspring. Loans are subject to status, for over 18s only and T&Cs apply.
Remember late and missed payments, along with other factors, can have a negative effect on your credit score.
