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Creditspring Creditspring

Loans for poor credit

(with no interest as well)

Loans for poor credit

(with no interest as well)

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Creditspring helps people with poor credit borrow responsibly

It's not easy getting a reasonably priced loan if you have poor credit. This is because many lenders will see you have had trouble in the past and either decline you or charge a very high price with high interest and tricky terms. Creditspring is on a mission to change this. We belive people deserve a second chance and aim to be the best source of loans for people with poor credit.

Payday loans for bad credit can be risky due to high charges. Guarantor loans for bad credit can cause undue stress for you and your guarantor. Almost all loans you find on the internet for bad credit have very high interest charges.

Creditspring loans for bad credit have no interest meaning your costs are capped and you understand what you owe. We'll aslo help you improve your credit even if you don't borrow, because we report membership fees as positive credit repayments.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Can i get a loan with poor credit?

The simple answer is most loans for poor credit are expensive with tricky terms. The best thing you can do is improve your credit and get cheaper rates. But that is not easy if you have poor credit to start with!

At Creditspring our mission is to improve your financial stability. We help many people with poor credit or bad credit get simple loans with no interest and we give them tips and tricks to improve their credit score and improve their financial stabiliyt.

We can't give loans to everyone with bad credit ratings and we can't promise we'll give you a short term loan but we try our best to help as many people as we can and by simplifying lending and removing interest fees that make your debt grow, we do believe we offer the best loans for bad credit out there!

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility