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Creditspring Creditspring

No-interest loans from Creditspring. Simple and transparent.

Check your eligibility for our small loans from £250-£1000, no impact on your credit score.

Start building here!

No-interest loans from Creditspring. Simple and transparent.

Check your eligibility for our small loans from £250-£1000, no impact on your credit score.

Start building here!

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£10/month
6 x £83.33
43.1%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed), Representative 43.1% APR. Total amount payable £1,120.

Core membership Repay each loan Rep. APR Info icon
£8/month
6 x £41.66
77.3%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 77.3% APR. Total amount payable £596.

Coin in a parachute

Money is there when you need it

Balloons

No interest, no hidden fees

Coins piles

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Can you get no-interest loans?

It sounds too good to be true, but no-interest loans (Rep APR 43.1%) are what we do here at Creditspring. We were founded to assist people with bad credit scores, take control of their finances.

No-interest loans are a good option for people who face unexpected expenses like sudden car repair or sudden home improvements. Traditional lenders might be too expensive, which is why Creditspring makes perfect sense. We make it easy to keep up with repayments because our no-interest loans means you only pay back what you borrowed, plus a small monthly membership fee.

Check your eligibility

Can you get no-interest loans?

Check your eligibility

It sounds too good to be true, but no-interest loans (Rep APR 43.1%) are what we do here at Creditspring. We were founded to assist people with bad credit scores, take control of their finances.

No-interest loans are a good option for people who face unexpected expenses like sudden car repair or sudden home improvements. Traditional lenders might be too expensive, which is why Creditspring makes perfect sense. We make it easy to keep up with repayments because our no-interest loans means you only pay back what you borrowed, plus a small monthly membership fee.

How do no-interest loans work?

How do no-interest loans work?

Check your eligibility without affecting your credit score. This way we can tell you whether we can responsibly lend to you based on a few short questions
If we find you’re in a position to comfortably make repayments we’ll invite you to borrow 2 advances of up to £1000 in total
Pay off your loan every month over a year, plus a small membership fee of £8 or £10 depending on your membership type
Become more credit-worthy and gain access to more products like credit cards because of your positive behaviour with Creditspring

What credit score do you need to get no-interest loans?

As important as your credit score is, when we decide whether we can give you a no-interest loan we look at a few factors. This means your credit score isn’t the only thing that matters.

Our products are designed for people who may not be able to access other forms of credit. So rest assured if your credit is not in good standing at the moment, it doesn’t mean you can’t become a Creditspring member.

Check your eligibility