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A better way to consolidate debt

A better way to consolidate debt

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Creditspring helps you pay off more expensive debt

It's not uncommon for people to build up various debts with different prices and repayments over time, it gets confusing and often means you end up overpaying. Consolidating debt can often be a good solution if you can find a good debt consolidation loan.

If you have some small debts with high interest, and you can access other credit, it makes sense to consolidate those loans onto a new cheaper agreement. Depending on your situation, the best debt consolidation product could differ. There are very large debt consolidation loans but it's also possible to consolidate smaller debts.

Creditspring helps members consolidate small but expensive debts and we are proud to say we've helped many members get out of their overdraft or more expensive payday loans.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
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"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
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"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
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"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Is loan consolidation right for me?

Everyone's circumstances are different. If you are unsure about debt consolidation, you can get advice from various agencies or online. The key to consolidating debt is that you want to make sure that the new debt you take on cleans up the old and is at an affordable and suitable repayment structure.

At Creditspring, we are not an obvious choice for consolidation loans in the UK, but many of our members use us for just that. Since our loans don't have interest and costs are capped, they can be used as a simple and safe way to consolidate higher interest debt.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility