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Creditspring Creditspring

No interest is better than low interest

(and also a lot simpler)

No interest is better than low interest

(and also a lot simpler)

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Creditspring does not charge any interest, just a simple fee

Low interest credit cards are a great tool in anyone's financial tool box. But they shouldn't be the only tool. It's still possible to rack up large debts that grow due to interest with a low interest credit card.

Creditspring offers a different approach to borrowing. We have removed interest in favour of a small fixed fee. This means your costs are capped and you always understand what you owe.

As a result, if you are looking for a simple source of funds that is there when you need it, we believe our membership is much better than even the best low interest credit cards in the UK today.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Better than low interest credit cards?

Many ask, 'Are you better than a low interest rate credit card?' Of course we would say we are better, but the more appropriate answer is we are differnet.

Low interest credit cards are a great way to spread a larger purchase over a long time, as long as you make your payments on time and don't let the interest continue to build up your debts.

A Creditspring membership should be used differently to a low interest credit card. Most of our members use our loans for unexpected expenses or for simple one off expense that they want to pay off in a few months.

Since we don't charge interest and all repayments are transparent, it's much easier to budget for paying off a Creditspring loan and you can rest assured knowing that without interest, your debt can never grow.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility