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Creditspring Creditspring

Pay off expensive debt with Creditspring

Flexibile and Transparent Borrowing

Pay off expensive debt with Creditspring

Flexibile and Transparent Borrowing

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Join Creditspring and get 2 no-interest loans a year

A Creditspring membership can be a great way to pay off expensive or risky debt. This is because we don't charge interest and all of our charges are very transparent. So unlike other forms of debt, it should be much easier to plan and budget your repayments. Because we don't charge interest, there is no risk of your debts spiralling out of control. As a result of our flexible and transparent loans, many of our members choose to use Creditspring's no-interest loans to repay more expensive and riskier forms of debt.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Is Creditspring a good way to pay off other forms of debt?

The best way to pay off debt is with disposable income. However, sometimes it is not that easy and it makes sense to consolidate or refinance debts in a form that is cheaper and easier to repay. Since we don't charge interest and all our charges are transparent, many of our members find it easier to use a Creditspring loan to pay off their overdrafts, credit cards or other forms of confusing and risky debt. By not charging interest, you understand exactly what you will need to pay on each repayment, making it easier to plan and repay your loans.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility