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Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

what affects credit
6th of December 2021
What Affects My Credit Score? Common Factors

Factors that impact your credit score include your payment history, the amount of debt you owe, t... More

customer story alisha
2nd of December 2021
Alisha’s Creditspring Story- Financial mistakes not dictating your entire future

Wanting to rebuild her financial stability and get back in a comfortable position, Highschool Adm... More

peter customer story
1st of December 2021
Peter's Creditspring Story: Controlling Retirement Financial Worries One Day At a Time!

When retired it can be difficult to continue to manage your funds as you don’t have a steady inco... More

unexpected expenses
11th of November 2021
10 Ways To Deal With Unexpected Expenses

By its nature, the unexpected always comes as a surprise, and if that unexpected event is a finan... More

how overdraft affect credit
Last updated April 27th 2023
Does An Overdraft Affect My Credit Score?

Anyone with a current account often has the option to have an overdraft. Although having access t... More

does balance transfer affect credit score
Last updated April 27th 2023
Does A Balance Transfer Affect My Credit Score?

A balance transfer will temporarily affect your credit score negatively as it leads to a hard cre... More

customer story liam
29th of September 2021
Liam’s Creditspring Story: Building Towards Something Special

There are many reasons why someone may want to improve their credit score. It could be for a mort... More

customer story ayesha
28th of September 2021
Ayesha’s Creditspring Story: Saving Towards a Brighter Future

For Core member Ayesha, being able to go on her annual family holiday whilst contributing to her ... More

what happens if you can't pay back personal loan
May 3rd 2022
What Happens If You Can't Pay Back A Personal Loan?

If you've taken out a personal loan, the chances are that you thought at the time that you have n... More

how to clear credit card debt
3rd of September 2021
How To Clear Your Credit Card Debt (Expert Advice)

Taking control of the situation as quickly as possible can make an enormous difference in clearin... More

how many credit cards
Last Updated May 2nd 2023
How Many Credit Cards Should I Have?

Many people ask, "how many credit cards should I have?" when working out their finances. Having c... More

how long to build credit
Last Updated April 27th 2023
How Long Does It Take To Build Credit?

It takes time to build up a good credit score, and if your credit history is looking less than pe... More

what credit score mortgage
25th of August 2021
What Credit Score Do I Need For A Mortgage?

If you're trying to get a mortgage, you may be wondering what the minimum credit score is that yo... More

remove cjj from credit file
17th of August 2021
Learn How To Remove A CCJ From Your Credit File

To remove a CCJ from your credit file, you can apply to have it set aside, pay it off within one ... More

debt relief order
Last Updated May 4th 2023
Debt Relief Order: What Is It & How To Apply

If you owe £30,000 or less and sought out debt advice, your adviser may have suggested that you a... More

how long does cjj last on credit
17th of August 2021
How Long Does A CCJ Last On My Credit File?

A County Court Judgment (CCJ) is a kind of court order that is registered in the register of judg... More

how to improve credit score
16th of August 2021
Tips & Advice On How To Improve Your Credit Score

Managing your credit score is something that everyone needs to take the time to do. With this in ... More

why has my credit score gone down
Last Updated May 3rd 2023
Why Has My Credit Score Gone Down? Reasons & Fixes

Credit reference agencies use specific credit scoring models to determine your credit rating, so ... More

how credit cards work
13th August 2021
How Do Credit Cards Work? Credit Cards Explained

Managing your finances isn't always easy, so being able to use a credit card to borrow money can ... More

what_is_an_overdraft
13th of August 2021
What Is An Overdraft? How Do Overdrafts Work?

An overdraft is a form of lending from your bank. If you "go into your overdraft" by spending mor... More

what affects credit
6th of December 2021
What Affects My Credit Score? Common Factors
Factors that impact your credit score include your payment history, the amount of debt you owe, t... More
customer story alisha
2nd of December 2021
Alisha’s Creditspring Story- Financial mistakes not dictating your entire future
Wanting to rebuild her financial stability and get back in a comfortable position, Highschool Adm... More
peter customer story
1st of December 2021
Peter's Creditspring Story: Controlling Retirement Financial Worries One Day At a Time!
When retired it can be difficult to continue to manage your funds as you don’t have a steady inco... More
unexpected expenses
11th of November 2021
10 Ways To Deal With Unexpected Expenses
By its nature, the unexpected always comes as a surprise, and if that unexpected event is a finan... More
how overdraft affect credit
Last updated April 27th 2023
Does An Overdraft Affect My Credit Score?
Anyone with a current account often has the option to have an overdraft. Although having access t... More
does balance transfer affect credit score
Last updated April 27th 2023
Does A Balance Transfer Affect My Credit Score?
A balance transfer will temporarily affect your credit score negatively as it leads to a hard cre... More
customer story liam
29th of September 2021
Liam’s Creditspring Story: Building Towards Something Special
There are many reasons why someone may want to improve their credit score. It could be for a mort... More
customer story ayesha
28th of September 2021
Ayesha’s Creditspring Story: Saving Towards a Brighter Future
For Core member Ayesha, being able to go on her annual family holiday whilst contributing to her ... More
what happens if you can't pay back personal loan
May 3rd 2022
What Happens If You Can't Pay Back A Personal Loan?
If you've taken out a personal loan, the chances are that you thought at the time that you have n... More
how to clear credit card debt
3rd of September 2021
How To Clear Your Credit Card Debt (Expert Advice)
Taking control of the situation as quickly as possible can make an enormous difference in clearin... More
how many credit cards
Last Updated May 2nd 2023
How Many Credit Cards Should I Have?
Many people ask, "how many credit cards should I have?" when working out their finances. Having c... More
how long to build credit
Last Updated April 27th 2023
How Long Does It Take To Build Credit?
It takes time to build up a good credit score, and if your credit history is looking less than pe... More
what credit score mortgage
25th of August 2021
What Credit Score Do I Need For A Mortgage?
If you're trying to get a mortgage, you may be wondering what the minimum credit score is that yo... More
remove cjj from credit file
17th of August 2021
Learn How To Remove A CCJ From Your Credit File
To remove a CCJ from your credit file, you can apply to have it set aside, pay it off within one ... More
debt relief order
Last Updated May 4th 2023
Debt Relief Order: What Is It & How To Apply
If you owe £30,000 or less and sought out debt advice, your adviser may have suggested that you a... More
how long does cjj last on credit
17th of August 2021
How Long Does A CCJ Last On My Credit File?
A County Court Judgment (CCJ) is a kind of court order that is registered in the register of judg... More
how to improve credit score
16th of August 2021
Tips & Advice On How To Improve Your Credit Score
Managing your credit score is something that everyone needs to take the time to do. With this in ... More
why has my credit score gone down
Last Updated May 3rd 2023
Why Has My Credit Score Gone Down? Reasons & Fixes
Credit reference agencies use specific credit scoring models to determine your credit rating, so ... More
how credit cards work
13th August 2021
How Do Credit Cards Work? Credit Cards Explained
Managing your finances isn't always easy, so being able to use a credit card to borrow money can ... More
what_is_an_overdraft
13th of August 2021
What Is An Overdraft? How Do Overdrafts Work?
An overdraft is a form of lending from your bank. If you "go into your overdraft" by spending mor... More