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Creditspring Creditspring

Stop paying so many overdraft charges

Flexibile and Transparent Borrowing

Stop paying so many overdraft charges

Flexibile and Transparent Borrowing

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Join Creditspring and get 2 no-interest loans a year

A Creditspring membership can often be a good way to help get out of overdraft. We all know how confusing and expensive overdraft charges can be, while the debt can feel like it's impossible to clear. Creditspring loans have no interest and have simple, transparenet charges, which is why some of our members prefer to use our loans to clear their overdraft. Since our loans have no interest, your charges can never increase and it's easier to make a budget to repay us.

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Is Creditspring a good way for me to clear my overdraft?

The best way to clear your overdraft and stop charges is to build up enough savings to repay it. However, for many this is not possible. What's important is stopping the confusing charges and creating a budget to repay the debt. Since Creditspring loans have no interest and a clear repayment period, many of our members use our loans to repay their overdraft.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility