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Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.
| Plus membership | Repay each loan |
Rep. APR
|
£10/month |
6 x £83.33 |
43.1% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.
| Core membership | Repay each loan |
Rep. APR
|
£8/month |
6 x £41.66 |
77.3% |
As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership
Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.
Money is there when you need it
No-interest, no hidden fees
Easy and affordable monthly repayments
Builds your credit score even when you don't borrow
A Creditspring membership can often be a good way to help get out of overdraft. We all know how confusing and expensive overdraft charges can be, while the debt can feel like it's impossible to clear. Creditspring loans have no intereset and have simple, transparent charges, which is why some of our members prefer to use our loans to clear their overdraft. Since our loans have no interest, your charges can never increase and it's easier to make a budget to repay us.
Why not check your eligibility now?
We’ll automatically check your eligibility for both products.
Checking your eligibility will not have an impact on your credit score.
"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."
Lisa
"Would recommend to anyone"
Gary
"In the most difficult situations he helped me... Thanks Credit Spring."
Cristina
The best way to clear your overdraft and stop charges is to build up enough savings to repay it. However, for many this is not possible. What's important is stopping the confusing charges and creating a budget to repay the debt. Since Creditspring loans have no interest and a clear repayment period, many of our members use our loans to repay their overdraft.
Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.
