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Creditspring Creditspring

Small loans that go a long way.

Check if you're eligible for our small loans from £250-£1000, without hurting your credit score.

Try FastCheck Now

Small loans that go a long way.

Check your eligibility for our small loans from £250-£1000, no impact on your credit score.

Try FastCheck Now

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£10/month
6 x £83.33
43.1%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33 and 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed). Representative 43.1% APR. Total amount payable £1,120.

Core membership Repay each loan Rep. APR Info icon
£8/month
6 x £41.66
77.3%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Representative example: Total amount of credit of £500 over 12 months. The first payment for each advance is £41.70 followed by 5 monthly repayments of £41.66 and 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed). Representative 77.3% APR. Total amount payable £596.

Coin in a parachute

Money is there when you need it

Balloons

No interest, no hidden fees

Coins piles

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Two small loans per year up to £500, no-interest

A Creditspring membership provides you with small loans to help you with unexpected expenses. Our small loans have no-interest, making them easier to manage than other loans.

When things go wrong, which they often do, it may be tempting to look for a small loan or fast loans from a payday lender with no guarantor. However, these are often very expensive and risky. Our no-interest small loans will help you solve your small problem today without building big problems for tomorrow.

Try FastCheck Now

Two small loans per year up to £500, no-interest

Try FastCheck Now

A Creditspring membership provides you with small loans to help you with unexpected expenses. Our small loans have no-interest, making them easier to manage than other loans.

When things go wrong, which they often do, it may be tempting to look for a small loan or fast loans from a payday lender with no guarantor. However, these are often very expensive and risky.

Our no-interest small loans will help you solve your small problem today without building big problems for tomorrow.

What are the pros and cons of small loans?

What are the pros and cons of small loans?

Pros of small loans:
Creditspring small loans come with fixed monthly repayments making them easier to manage by knowing exactly what you are going to repay.
Compared to other forms of small loans, with an average APR of XX%, the small loans from Creditspring have a lower interest.
You can cover any unexpected costs that might crop up with a small personal loan if you are able to wait a 14 days for your application to be processed.
Cons of small loans:

On some small loans the interest rates might be higher than on larger amounts. Creditspring small loans come with no interest but just a small fixed membership fee.

Some other small loans can come with early repayment fees or penalties. Creditspring small loans will never charge additional fees.

Should I get a small loan from Creditspring?

If you have had unexpected expenses, a small loan with low interest may be the best way to solve that problem. There are times when searching for a small loan of £500 over 12 months you very quickly discover that these are anything but cheap! Banks usually don't offer these types of small loans, and this is where Creditspring comes in.

A Creditspring membership gives you on-demand access to small loans with no-interest, and is there when you need it most. No need to search frantically for low cost small loans that are high cost, when you can apply for Creditspring today!

Try FastCheck Now