Creditspring Referral Program - Rules

These Rules govern the Creditspring Referral Program.

As the promoter of the Referral Program, our address is Creditspring - 119 Wardour Street, First Floor, London, W1F 0UW

Please carefully review these Rules before participating. By entering the Referral Program, you confirm your agreement to these Rules.

1.Referral Program

1.1. The Reward Programme begins on 02 April 2025. It does not have an end date and we reserve the right to change this at any time.

1.2 In these Terms and Conditions:

• "you" or “your” refers to the person who currently holds an active Creditspring loan and has accessed this Referral Program through your account.

• "Referred Person" denotes a friend, family member or other acquaintance who has been referred to Creditspring by you and subsequently enters into a credit agreement with Creditspring.

• “Referral” means a referral of a Referred Person by you, provided the eligibility criteria set out in these Rules are met.

2. How to Participate in the Referral Program

You can participate in the Referral Program by taking the following steps:

• Log into your Creditspring account and select either “refer a friend” or the “Earn £5” banner

• Provide the unique referral link to friends, family members or other acquaintances (see section 3 below – Who can you refer? - for more information).

• The Referred Person will be taken to our website to check their eligibility for a loan with Creditspring.

• Once Creditspring has verified that the Referred Person has entered a credit agreement with us, you will be sent the £5 Amazon voucher to the email registered on your account.

3. Who can you refer?

You may only share your unique referral link privately and with individuals that you have a personal relationship with. Public distribution of referral links is strictly prohibited. This includes, but is not limited to:

• Posting the referral link on public social media accounts, pages, or groups (e.g., Instagram, TikTok, Twitter/X, Facebook pages)

• Posting the link in public forums (e.g., Reddit, Quora), comment sections, or review sites

• Sharing the link on coupon websites, deal aggregators, or cashback/rewards platforms

• Advertising or sponsoring the link through paid ads, SEO, or any form of digital promotion

• Using the referral link in email blasts, newsletters, or SMS marketing not specifically directed at known individuals

Any referral links found to be shared in violation of these Rules will result in disqualification from the Referral Program and forfeiture of any associated reward(s).

4. Qualification for Rewards

4.1 You qualify for rewards when you successfully make a Referral.

4.2 A Referral is considered successful when the Referred Person fulfills all of the following conditions:

• You share your unique referral link

• The Referred Person:

  • submits an application for Creditspring's loan product.

  • has their loan application approved; and

  • subsequently signs the credit agreement and maintains an active membership without withdrawal or cancellation for a period exceeding 14 calendar days.

4.3 You will receive a £5 Amazon gift voucher for each successful Referral.

4.4 The £5 Amazon gift voucher will be sent to you automatically via email.

4.5 Multiple Referrals per Creditspring member are allowed. However, there is a maximum limit of 30 Referrals (equivalent to £150 in Amazon gift vouchers). We will notify you if this limit changes.

4.6 The reward is limited to one £5 Amazon gift voucher per Referral, regardless of the amount borrowed by the Referred Person.

4.7 You may be offered other rewards if you complete a certain number of Referrals. If you are eligible to receive other rewards, we will let you know via email.

4.7 The Reward is non-exchangeable, non-transferable and not redeemable for any other reward.

4.8 Creditspring may run limited time rewards where you may receive a different reward after making a Referral. If this applies, we will inform you by email. These Rules apply to limited time rewards.

5. ABUSE OF THE TERMS

5.1. Creditspring has the right to refuse to award the reward if (in its sole and absolute discretion) Creditspring suspects you have not used the Referral Program in good faith or has breached these Rules.

6. LIMITATION OF LIABILITY Creditspring accepts no liability for any use of the Referral Program which does not comply with the Rules.

7. CHANGES TO THIS AGREEMENT

7.1 . These Rules were published on 06 May 2025.

7.2 Creditspring may revise this Rules at any time by amending this page.

7.3 . Creditspring reserves the right to amend, alter or change these Rules and all or any part of the Referral Program including the Reward at any time.