🤝 Creditspring Referral Program – Rules 🤝
By entering the Referral Program, you confirm your agreement to these Rules, which are current at: 13th November 2025.
📅Key dates to remember
The Reward Programme begins on 13th November 2025.
It does not have an end date, and we can change this at any time.
📝How to enter
Log in to your Creditspring account and select either “refer a friend” or the “win £5” banner. You’ll find a unique referral link that has been generated specifically for you (the “Referral Link”).
Provide the Referral Link to your friends, family members or other acquaintances (see section 3 below – Who can you refer? - for more information).
When the Referred Person clicks this link, they will be taken to our website to check their eligibility for a loan with Creditspring.
Once Creditspring has verified that the Referred Person has fulfilled the eligibility criteria (see 4 – Qualification for Rewards - below), you and the Referred Person will each be sent a £5 Amazon voucher to the email address registered on your respective Creditspring accounts.
🧑🤝🧑Who can you refer?
You may only share your unique referral link privately and with individuals that you have a personal relationship with.
Public distribution of referral links is strictly prohibited. This includes, but is not limited to:
Posting the referral link on public social media accounts, pages, or groups (e.g., Instagram, TikTok, Twitter/X, Facebook pages)
Posting the link in public forums (e.g., Reddit, Quora), comment sections, or review sites
Sharing the link on coupon websites, deal aggregators, or cashback/rewards platforms
Advertising or sponsoring the link through paid ads, SEO, or any form of digital promotion
Using the referral link in email blasts, newsletters, or SMS marketing not specifically directed at known individuals
You will be disqualified from the Referral Program and forfeit any associated reward(s) if you do any of the above.
Multiple Referrals per Creditspring member are allowed. However, there is a maximum limit of 30 Referrals (equivalent to £150 in Amazon gift vouchers). We will notify you if this limit changes.
✅Qualification for Rewards
You and any applicable Referred Person qualify for rewards when you successfully make a Referral.
A Referral is considered successful when the following conditions have been fulfilled:
You share your Referral Link with a Referred Person; and
The Referred Person:
submits an application for a Creditspring loan product;
has their loan application approved; and
subsequently signs our credit agreement and maintains an active membership without withdrawal or cancellation for a period exceeding 14 calendar days.
🎁 What can you win?
You will receive one £5 Amazon gift voucher for each successful Referral. Each Referred Person who fulfils the above conditions will also receive one £5 Amazon gift voucher.
You may be offered other rewards if you complete a certain number of Referrals. If you are eligible to receive other rewards, we will let you know via email.
You can’t swap the Reward for anything else.
Creditspring may run limited time rewards where you may receive a different reward after making a Referral. If this applies, we will inform you by email. These Rules apply to limited time rewards.
LIMITED TIME OFFER – IPHONE 17 PRIZE DRAW
Between 14 November 2025 and 5 December 2025, Creditspring is running a limited time prize draw as part of the Referral Program (the “IPhone Prize Draw”). If you enter after 23:59 on this date, it won’t count.
To enter the IPhone Prize Draw, you must meet the following eligibility criteria:
Live in the UK or Republic of Ireland
Be 18 years or older
For each successful Referral made during this period, you will receive one entry into the IPhone Prize Draw to win a brand new iPhone 17 (256GB) (the “Prize”). For example, three successful Referrals will count as three entries.
A successful Referral is defined in accordance with the Rules above.
The winner will be selected at random and notified by 12 December 2025 via the email address registered on their Creditspring account. The winner will be required to confirm their details by return email to Creditspring, to facilitate delivery of the Prize.
This IPhone Prize Draw is subject to these Rules and any additional terms communicated by Creditspring from time to time. Creditspring reserves the right to modify, suspend or withdraw the IPhone Prize Draw or the Prize at its sole discretion.
The Prize is non-exchangeable, non-transferable, and no cash alternative will be offered.
Creditspring will not be liable for any delays, damage, or loss once the Prize has been dispatched to the winner.
By entering the IPhone Prize Draw, the winner agrees to Creditspring using their first name and county for promotional purposes, unless they opt out where indicated.
Creditspring reserves the right to disqualify any participant who breaches these Rules or attempts to manipulate the outcome of the IPhone Prize Draw.
📧 How will you know if you win?
⚖️ Legal Stuff
About you: "You" or “your” refers to the person who currently holds an active Creditspring account and has accessed this Referral Program through their account.
About Creditspring: When we refer to “Creditspring”, “we”, “our” or “us” in these terms, we mean Inclusive Finance Limited (trading as Creditspring). We’re authorised and regulated by the Financial Conduct Authority (firm reference number: 786052). We are registered in England & Wales (company number: 10522518) at registered address 119 Wardour Street, London, W1F 0UW. We are also registered with the Information Commissioner’s Office under number ZA252803.
Other defined terms:
"Referred Person" means a friend, family member or other acquaintance who has been referred to Creditspring by you via the Referral Link.
“Referral” means a referral of a Referred Person to Creditspring by you, provided the eligibility criteria set out in these Rules are met.
Acceptance: Once you have accepted an offer, you cannot change your mind and choose an alternative offer.
Changes to these terms: We can change these offers at any time without prior notice. We’ll still honour any offers already accepted.
Play nice: We have the right to not offer or withdraw any offer made if we suspect any misuse of the offers (including if these terms and conditions have been breached).
Governing Law: These terms are governed by the laws of England and Wales.
Contact: If you have any questions, email us at: hello@creditspring.co
