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Good thinking

Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

how to save money in a recession
28th June 2023
How To Save Money In a Recession

The Bank of England has also warned that the UK is facing its longest recession in history, with ... More

soft vs hard credit check
27th June 2023
Soft vs Hard Credit Check

Whenever you apply for a new credit product, the lender will do a credit check as part of the app... More

when is the second cost of living payment?
26th June 2023
When Is the Second Cost of Living Payment?

The cost of living support package was created to help people cope with the rise in living expens... More

does paying off a loan early affect my credit?
24th June 2023
Does Paying Off a Loan Early Affect My Credit?

We look at how your credit score is calculated and whether an early loan repayment can positively... More

why did my credit limit decrease?
22nd June 2023
Why Did My Credit Limit Decrease?

Depending on how you manage your credit, certain things can impact your limit. When completing a... More

how to avoid early repayment charges on a loan
18th June 2023
How to Avoid Early Repayment Charges On a Loan

Is it worthwhile if you have to pay a fee for settling your debt earlier than agreed? We look at... More

using credit card debt
16th June 2023
How To Avoid Credit Card Debt and Use Credit Responsibly

In this article, we explore the basics of using credit cards responsibly, ways to avoid credit ca... More

0  interest offers
15th June 2023
The Pros and Cons of Balance Transfers and 0% Interest Offers

In this article, we'll look at the advantages and disadvantages of balance transfers and 0% inter... More

role of credit and checks
14th June 2023
The Role of Credit Checks In Loan and Mortgage Applications

In this blog post, we'll explore how credit checks affect loan and mortgage applications in the U... More

consolidate debt personal loan
12th June 2023
How To Consolidate Debt with a Personal Loan or Balance Transfer Credit Card

We’ll take a look at how UK consumers can consolidate their debt with a personal loan or balance ... More

dispute errors identity theft
9th June 2023
How To Dispute Errors On Your Credit Report and Avoid Identity Theft

We’re discussing how to dispute and protect your identity from the risks of identity theft. In th... More

guarantor loans
8th June 2023
The Benefits and Drawbacks of Guarantor Loans

In this article, we'll discuss the benefits and drawbacks of guarantor loans so that you can deci... More

secured vs unsecured loans: what you need to know
5th June 2023
Secured vs Unsecured Loans: What You Need To Know

The most common types of loans are secured and unsecured loans. In this guide, we'll break down t... More

blog image 03 (1)
1st June 2023
How To Build Credit from Scratch As a Young Adult Or Recent Immigrant To the UK

In this comprehensive guide, we explore the different ways you can build your credit score and ga... More

blog image 02 (1)
19th May 2023
Credit Card Rewards and Cashback Programs

Credit cards can be a great asset for those who shop frequently. We'll show you all the ins and o... More

blog image 04 (1)
19th May 2023
Types of Credit, Including Credit Cards, Personal Loans, and Mortgages

Do you know what types of credit are available and how they can be used? In this article, we will... More

how to spring clean your finances
14th April 2023
How to Spring Clean Your Finances

Discover Plum's essential spring cleaning checklist for your finances, and get your money sorted ... More

top 5 isa myths, busted
13th April 2023
Top 5 ISA myths, busted

When it comes to investing for the long term, nothing can beat an Individual Savings Account (ISA... More

what is credit utilisation?
12th February 2023
What Is Credit Utilisation?

The amount of credit you have available and how much of it you're using plays not only an importa... More

does buy now pay later affect your credit score
10th February 2023
Does Buy Now Pay Later Affect Your Credit Score?

If you use BNPL schemes, your credit score will be impacted because credit reference agencies wil... More

how to save money in a recession
28th June 2023
How To Save Money In a Recession
The Bank of England has also warned that the UK is facing its longest recession in history, with ... More
soft vs hard credit check
27th June 2023
Soft vs Hard Credit Check
Whenever you apply for a new credit product, the lender will do a credit check as part of the app... More
when is the second cost of living payment?
26th June 2023
When Is the Second Cost of Living Payment?
The cost of living support package was created to help people cope with the rise in living expens... More
does paying off a loan early affect my credit?
24th June 2023
Does Paying Off a Loan Early Affect My Credit?
We look at how your credit score is calculated and whether an early loan repayment can positively... More
why did my credit limit decrease?
22nd June 2023
Why Did My Credit Limit Decrease?
Depending on how you manage your credit, certain things can impact your limit. When completing a... More
how to avoid early repayment charges on a loan
18th June 2023
How to Avoid Early Repayment Charges On a Loan
Is it worthwhile if you have to pay a fee for settling your debt earlier than agreed? We look at... More
using credit card debt
16th June 2023
How To Avoid Credit Card Debt and Use Credit Responsibly
In this article, we explore the basics of using credit cards responsibly, ways to avoid credit ca... More
0  interest offers
15th June 2023
The Pros and Cons of Balance Transfers and 0% Interest Offers
In this article, we'll look at the advantages and disadvantages of balance transfers and 0% inter... More
role of credit and checks
14th June 2023
The Role of Credit Checks In Loan and Mortgage Applications
In this blog post, we'll explore how credit checks affect loan and mortgage applications in the U... More
consolidate debt personal loan
12th June 2023
How To Consolidate Debt with a Personal Loan or Balance Transfer Credit Card
We’ll take a look at how UK consumers can consolidate their debt with a personal loan or balance ... More
dispute errors identity theft
9th June 2023
How To Dispute Errors On Your Credit Report and Avoid Identity Theft
We’re discussing how to dispute and protect your identity from the risks of identity theft. In th... More
guarantor loans
8th June 2023
The Benefits and Drawbacks of Guarantor Loans
In this article, we'll discuss the benefits and drawbacks of guarantor loans so that you can deci... More
secured vs unsecured loans: what you need to know
5th June 2023
Secured vs Unsecured Loans: What You Need To Know
The most common types of loans are secured and unsecured loans. In this guide, we'll break down t... More
blog image 03 (1)
1st June 2023
How To Build Credit from Scratch As a Young Adult Or Recent Immigrant To the UK
In this comprehensive guide, we explore the different ways you can build your credit score and ga... More
blog image 02 (1)
19th May 2023
Credit Card Rewards and Cashback Programs
Credit cards can be a great asset for those who shop frequently. We'll show you all the ins and o... More
blog image 04 (1)
19th May 2023
Types of Credit, Including Credit Cards, Personal Loans, and Mortgages
Do you know what types of credit are available and how they can be used? In this article, we will... More
how to spring clean your finances
14th April 2023
How to Spring Clean Your Finances
Discover Plum's essential spring cleaning checklist for your finances, and get your money sorted ... More
top 5 isa myths, busted
13th April 2023
Top 5 ISA myths, busted
When it comes to investing for the long term, nothing can beat an Individual Savings Account (ISA... More
what is credit utilisation?
12th February 2023
What Is Credit Utilisation?
The amount of credit you have available and how much of it you're using plays not only an importa... More
does buy now pay later affect your credit score
10th February 2023
Does Buy Now Pay Later Affect Your Credit Score?
If you use BNPL schemes, your credit score will be impacted because credit reference agencies wil... More