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Good thinking

Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

do soft searches affect your credit score?
23rd of September 2022
Do Soft Searches Affect Your Credit Score?

We look at the difference between soft and hard credit searches and how soft searches may affect ... More

does voluntary termination affect your credit score?
22nd of September 2022
Does Voluntary Termination Affect Your Credit Score?

It can be tempting to put off paying off the remaining payments on your car loan if you're having... More

does council tax affect your credit score?
21st of September 2022
Does Council Tax Affect Your Credit Score?

Local councils don't provide any information to credit reporting agencies so it won’t affect your... More

does laybuy affect your credit score?
20th of September 2022
Does Laybuy Affect Your Credit Score?

Unlike some other Buy Now Pay Later service providers, when you apply for an account with Laybuy,... More

does an iva affect your credit score?
19th of September 2022
Does an IVA Affect Your Credit Score?

It is important to understand how an IVA can affect your credit rating and you should always get ... More

does gambling affect your credit score?
18th of September 2022
Does Gambling Affect Your Credit Score?

Gambling doesn't immediately affect your credit history or appear on your credit report. However,... More

does clearpay affect your credit score
17th of September 2022
Does Clearpay Affect Your Credit Score

Yes it possibly can affect your credit score. When using a credit card, store credit, or BNPL sch... More

does paypal affect your credit score
16th of September 2022
Does PayPal Affect Your Credit Score

Let's look at what PayPal Credit is and how it impacts your credit score. More

does universal credit affect your credit score?
15th of September 2022
Does Universal Credit Affect Your Credit Score?

Your credit score won't be significantly impacted if you have Universal Credit.  More

does car finance affect your credit score?
14th of September 2022
Does Car Finance Affect Your Credit Score?

Buying a new car is probably one of the most significant purchases you'll ever make. Depending on... More

does a student loan affect your credit score?
13th of September 2022
Does a Student Loan Affect Your Credit Score?

Many university graduates are worried that their student loans will hurt their credit score. Let'... More

anthony
8th of September 2022
Creditspring Members | Anthony’s Story

How do you spend your money? For Core Member Anthony, the cost of living crisis has had more of a... More

cost of living payment
7th of September 2022
Cost of Living Payment: What You Need to Know

Let's look at how these payments work and how to find out if you are eligible. More

jenni
4th of September 2022
Creditspring Team | Jenni

Our design team are responsible for all the Creditspring visuals - from the website to the emails... More

does opening a bank account affect your credit score?
2nd of September 2022
Does Opening a Bank Account Affect Your Credit Score?

We look at how bank accounts may affect your credit score and how to make sure your credit report... More

instagram accounts to follow
31 of August 2022
The best finance accounts to follow on Instagram

Love it or hate it, chances are you have a social media account. But are you making the most of y... More

can you have a mortgage if you have a loan?
25th of August 2022
Can You Have a Mortgage If You Have a Loan?

If you have a personal loan, you might be curious about how it might affect your chances of getti... More

what is paypal credit?
24th of August 2022
What Is PayPal Credit?

If you enjoy using PayPal and want to borrow money on credit, PayPal Credit might be something to... More

what are the different types of loans?
22nd of August 2022
What are the Different Types of Loans?

It's important to understand the kind of loan that would best meet your needs before taking out j... More

what is laybuy?
21st of August 2022
What is Laybuy?

We look at how Laybuy works and how it compares to similar platforms already available in the UK. More

do soft searches affect your credit score?
23rd of September 2022
Do Soft Searches Affect Your Credit Score?
We look at the difference between soft and hard credit searches and how soft searches may affect ... More
does voluntary termination affect your credit score?
22nd of September 2022
Does Voluntary Termination Affect Your Credit Score?
It can be tempting to put off paying off the remaining payments on your car loan if you're having... More
does council tax affect your credit score?
21st of September 2022
Does Council Tax Affect Your Credit Score?
Local councils don't provide any information to credit reporting agencies so it won’t affect your... More
does laybuy affect your credit score?
20th of September 2022
Does Laybuy Affect Your Credit Score?
Unlike some other Buy Now Pay Later service providers, when you apply for an account with Laybuy,... More
does an iva affect your credit score?
19th of September 2022
Does an IVA Affect Your Credit Score?
It is important to understand how an IVA can affect your credit rating and you should always get ... More
does gambling affect your credit score?
18th of September 2022
Does Gambling Affect Your Credit Score?
Gambling doesn't immediately affect your credit history or appear on your credit report. However,... More
does clearpay affect your credit score
17th of September 2022
Does Clearpay Affect Your Credit Score
Yes it possibly can affect your credit score. When using a credit card, store credit, or BNPL sch... More
does paypal affect your credit score
16th of September 2022
Does PayPal Affect Your Credit Score
Let's look at what PayPal Credit is and how it impacts your credit score. More
does universal credit affect your credit score?
15th of September 2022
Does Universal Credit Affect Your Credit Score?
Your credit score won't be significantly impacted if you have Universal Credit.  More
does car finance affect your credit score?
14th of September 2022
Does Car Finance Affect Your Credit Score?
Buying a new car is probably one of the most significant purchases you'll ever make. Depending on... More
does a student loan affect your credit score?
13th of September 2022
Does a Student Loan Affect Your Credit Score?
Many university graduates are worried that their student loans will hurt their credit score. Let'... More
anthony
8th of September 2022
Creditspring Members | Anthony’s Story
How do you spend your money? For Core Member Anthony, the cost of living crisis has had more of a... More
cost of living payment
7th of September 2022
Cost of Living Payment: What You Need to Know
Let's look at how these payments work and how to find out if you are eligible. More
jenni
4th of September 2022
Creditspring Team | Jenni
Our design team are responsible for all the Creditspring visuals - from the website to the emails... More
does opening a bank account affect your credit score?
2nd of September 2022
Does Opening a Bank Account Affect Your Credit Score?
We look at how bank accounts may affect your credit score and how to make sure your credit report... More
instagram accounts to follow
31 of August 2022
The best finance accounts to follow on Instagram
Love it or hate it, chances are you have a social media account. But are you making the most of y... More
can you have a mortgage if you have a loan?
25th of August 2022
Can You Have a Mortgage If You Have a Loan?
If you have a personal loan, you might be curious about how it might affect your chances of getti... More
what is paypal credit?
24th of August 2022
What Is PayPal Credit?
If you enjoy using PayPal and want to borrow money on credit, PayPal Credit might be something to... More
what are the different types of loans?
22nd of August 2022
What are the Different Types of Loans?
It's important to understand the kind of loan that would best meet your needs before taking out j... More
what is laybuy?
21st of August 2022
What is Laybuy?
We look at how Laybuy works and how it compares to similar platforms already available in the UK. More