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Good thinking

Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

15th of December 2021
What Credit Score Do I Need For A Phone Contract?

A phone contract is a type of credit, just like a personal loan, credit card or mortgage. While m... More

14th of December 2021
What credit score do I need for car finance?

If you want to buy a car, you can either pay for it in full or choose from a number of car financ... More

9th of December 2021
How often is my credit score updated?

If you’re trying to build your credit score, it can be tempting to check your report on a regular... More

8th of December 2021
What Credit Score Do I Need For A Personal Loan?

If you’re hoping to borrow money, you might be wondering what credit score you need for a persona... More

6th of December 2021
What Affects My Credit Score? Common Factors

There are plenty of myths and misconceptions when it comes to what affects our credit scores. If ... More

2nd of December 2021
Alisha’s Creditspring Story- Financial mistakes not dictating your entire future

Wanting to rebuild her financial stability and get back in a comfortable position, Highschool Adm... More

1st of December 2021
Peter's Creditspring Story: Controlling Retirement Financial Worries One Day At a Time!

When retired it can be difficult to continue to manage your funds as you don’t have a steady inco... More

11th of November 2021
10 Ways To Deal With Unexpected Expenses

By its nature, the unexpected always comes as a surprise, and if that unexpected event is a finan... More

28th of October 2021
Does An Overdraft Affect My Credit Score?

Anyone with a current account often has the option to have an overdraft. Although having access t... More

27th of October 2021
Does A Balance Transfer Affect My Credit Score?

Balance transfer products appear to be a brilliant solution to many of your financial issues, but... More

29th of September 2021
Liam’s Creditspring Story: Building Towards Something Special

There are many reasons why someone may want to improve their credit score. It could be for a mort... More

28th of September 2021
Ayesha’s Creditspring Story: Saving Towards a Brighter Future

For Core member Ayesha, being able to go on her annual family holiday whilst contributing to her ... More

16th of September 2021
What Happens If You Can't Pay Back A Personal Loan?

If you've taken out a personal loan, the chances are that you thought at the time that you have n... More

3rd of September 2021
How To Clear Your Credit Card Debt (Expert Advice)

Taking control of the situation as quickly as possible can make an enormous difference in clearin... More

31st of August 2021
How Many Credit Cards Should I Have?

Many people ask, "how many credit cards should I have?" when working out their finances. Having c... More

31st of August 2021
How Long Does It Take To Build Credit?

It takes time to build up a good credit score, and if your credit history is looking less than pe... More

25th of August 2021
What Credit Score Do I Need For A Mortgage?

If you're trying to get a mortgage, you may be wondering what the minimum credit score is that yo... More

17th of August 2021
Learn How To Remove A CCJ From Your Credit File

If you've recently received a county court judgment (CCJ), you may be concerned about the consequ... More

17th of August 2021
Debt Relief Order: What Is It & How To Apply

If you owe a lot of money and sought out debt advice, your adviser may have suggested that you ap... More

17th of August 2021
How Long Does A CCJ Last On My Credit File?

A County Court Judgment (CCJ) is a kind of court order that is registered in the register of judg... More

15th of December 2021
What Credit Score Do I Need For A Phone Contract?
A phone contract is a type of credit, just like a personal loan, credit card or mortgage. While m... More
14th of December 2021
What credit score do I need for car finance?
If you want to buy a car, you can either pay for it in full or choose from a number of car financ... More
9th of December 2021
How often is my credit score updated?
If you’re trying to build your credit score, it can be tempting to check your report on a regular... More
8th of December 2021
What Credit Score Do I Need For A Personal Loan?
If you’re hoping to borrow money, you might be wondering what credit score you need for a persona... More
6th of December 2021
What Affects My Credit Score? Common Factors
There are plenty of myths and misconceptions when it comes to what affects our credit scores. If ... More
2nd of December 2021
Alisha’s Creditspring Story- Financial mistakes not dictating your entire future
Wanting to rebuild her financial stability and get back in a comfortable position, Highschool Adm... More
1st of December 2021
Peter's Creditspring Story: Controlling Retirement Financial Worries One Day At a Time!
When retired it can be difficult to continue to manage your funds as you don’t have a steady inco... More
11th of November 2021
10 Ways To Deal With Unexpected Expenses
By its nature, the unexpected always comes as a surprise, and if that unexpected event is a finan... More
28th of October 2021
Does An Overdraft Affect My Credit Score?
Anyone with a current account often has the option to have an overdraft. Although having access t... More
27th of October 2021
Does A Balance Transfer Affect My Credit Score?
Balance transfer products appear to be a brilliant solution to many of your financial issues, but... More
29th of September 2021
Liam’s Creditspring Story: Building Towards Something Special
There are many reasons why someone may want to improve their credit score. It could be for a mort... More
28th of September 2021
Ayesha’s Creditspring Story: Saving Towards a Brighter Future
For Core member Ayesha, being able to go on her annual family holiday whilst contributing to her ... More
16th of September 2021
What Happens If You Can't Pay Back A Personal Loan?
If you've taken out a personal loan, the chances are that you thought at the time that you have n... More
3rd of September 2021
How To Clear Your Credit Card Debt (Expert Advice)
Taking control of the situation as quickly as possible can make an enormous difference in clearin... More
31st of August 2021
How Many Credit Cards Should I Have?
Many people ask, "how many credit cards should I have?" when working out their finances. Having c... More
31st of August 2021
How Long Does It Take To Build Credit?
It takes time to build up a good credit score, and if your credit history is looking less than pe... More
25th of August 2021
What Credit Score Do I Need For A Mortgage?
If you're trying to get a mortgage, you may be wondering what the minimum credit score is that yo... More
17th of August 2021
Learn How To Remove A CCJ From Your Credit File
If you've recently received a county court judgment (CCJ), you may be concerned about the consequ... More
17th of August 2021
Debt Relief Order: What Is It & How To Apply
If you owe a lot of money and sought out debt advice, your adviser may have suggested that you ap... More
17th of August 2021
How Long Does A CCJ Last On My Credit File?
A County Court Judgment (CCJ) is a kind of court order that is registered in the register of judg... More