We use cookies to help us improve and protect our services. By continuing to use the site, you agree to our Privacy and Cookies Policy
Close cookies banner
Creditspring logo

Good thinking

Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

does buy now pay later affect your credit score
10th February 2023 (Updated on 17th of May 2024)
Does Buy Now Pay Later Affect Your Credit Score?

If you use BNPL schemes, your credit score will be impacted because credit reference agencies wil... More

what is an affordability score?
16th of December 2022
What Is An Affordability Score?

Affordability Checks are crucial in knowing that if you are approved, for credit or a loan, you c... More

how can i save money on my heating bill during winter?
12th of December 2022
How Can I Save Money On My Heating Bill During Winter?

Here's how you can save energy - and money - this winter. More

financial stability tracker
8th of December 2022
Financial Stability Tracker Winter Report 2022

The ongoing cost of living crisis is undeniably impacting UK people. But to what extent? We've do... More

how do interest rates affect inflation?
24th of November 2022
How Do Interest Rates Affect Inflation?

We know that interest rates can help cool down rising prices, although borrowing is then more exp... More

how to stop overspending on bills
23rd of November 2022
How To Stop Overspending On Bills

Here are some tips to help you avoid overspending on bills and purchases. More

what is the national living wage (2022)?
22nd of November 2022
What is the National Living Wage (2022)?

The National Living Wage is the minimum government wage for employees over the age of 23. Read to... More

scam
22nd of November 2022
How to spot a scam

As any financial organisation grows, scammers may impersonate the company, like Creditspring, to ... More

reise
21st of November 2022
Creditspring Team | Reise

As one of our Customer Operations Executives, Reise is a familiar face for many of our members. R... More

how will the energy bill discount work?
5th of November 2022
How Will the Energy Bill Discount Work?

Most homeowners in England, Scotland, and Wales will receive a £400 discount on their energy bill... More

can i get a grant to help me pay my bills?
3rd of November 2022
Can I Get a Grant to Help Me Pay My Bills?

We look at the types of grants available, and who can apply. More

what is clearscore?
Last updated March 17th 2024
What is ClearScore?

ClearScore provides users with their credit score and credit reports free of charge, based on the... More

amir
31st of October 2022
Creditspring Team | Amir

If you're a member, you might already know Amir. He's one of our Customer Operations Executives, ... More

guest post anorak income protection for renters
20th of October 2022
What is income protection?

To put it simply: Income Protection is an insurance policy that pays out if you’re unable to work... More

what is experian?
12th of October 2022
What is Experian?

Experian is a credit reporting agency in the UK, similar to TransUnion and Equifax. Your Experian... More

does being a guarantor affect my credit score?
11th of October 2022 (Updated on 17th of May 2024)
Does Being a Guarantor Affect My Credit Score?

Becoming a guarantor for someone shouldn't impact your credit rating as long as the primary borro... More

how does zilch work?
10th of October 2022
How Does Zilch Work?

Zilch offers a Buy Now Pay Later (BNPL) option through a virtual Mastercard, allowing shoppers to... More

does buy now pay later affect your credit score?
7th of October 2022
Does Cancelling a Credit Card Affect Your Credit Score?

Let's take a look at how cancelling credit card accounts may affect your credit score and how to ... More

does applying for paypal credit affect your credit score?
5th of October 2022
Does Applying for PayPal Credit Affect Your Credit Score?

PayPal Credit may seem like a great alternative if you're looking for credit, but what impact doe... More

will a debit card affect my credit score?
2nd of October 2022
Will a Debit Card Affect My Credit Score?

Using a debit card typically does not affect your credit score. Debit card transactions are drawn... More

does buy now pay later affect your credit score
10th February 2023 (Updated on 17th of May 2024)
Does Buy Now Pay Later Affect Your Credit Score?
If you use BNPL schemes, your credit score will be impacted because credit reference agencies wil... More
what is an affordability score?
16th of December 2022
What Is An Affordability Score?
Affordability Checks are crucial in knowing that if you are approved, for credit or a loan, you c... More
how can i save money on my heating bill during winter?
12th of December 2022
How Can I Save Money On My Heating Bill During Winter?
Here's how you can save energy - and money - this winter. More
financial stability tracker
8th of December 2022
Financial Stability Tracker Winter Report 2022
The ongoing cost of living crisis is undeniably impacting UK people. But to what extent? We've do... More
how do interest rates affect inflation?
24th of November 2022
How Do Interest Rates Affect Inflation?
We know that interest rates can help cool down rising prices, although borrowing is then more exp... More
how to stop overspending on bills
23rd of November 2022
How To Stop Overspending On Bills
Here are some tips to help you avoid overspending on bills and purchases. More
what is the national living wage (2022)?
22nd of November 2022
What is the National Living Wage (2022)?
The National Living Wage is the minimum government wage for employees over the age of 23. Read to... More
scam
22nd of November 2022
How to spot a scam
As any financial organisation grows, scammers may impersonate the company, like Creditspring, to ... More
reise
21st of November 2022
Creditspring Team | Reise
As one of our Customer Operations Executives, Reise is a familiar face for many of our members. R... More
how will the energy bill discount work?
5th of November 2022
How Will the Energy Bill Discount Work?
Most homeowners in England, Scotland, and Wales will receive a £400 discount on their energy bill... More
can i get a grant to help me pay my bills?
3rd of November 2022
Can I Get a Grant to Help Me Pay My Bills?
We look at the types of grants available, and who can apply. More
what is clearscore?
Last updated March 17th 2024
What is ClearScore?
ClearScore provides users with their credit score and credit reports free of charge, based on the... More
amir
31st of October 2022
Creditspring Team | Amir
If you're a member, you might already know Amir. He's one of our Customer Operations Executives, ... More
guest post anorak income protection for renters
20th of October 2022
What is income protection?
To put it simply: Income Protection is an insurance policy that pays out if you’re unable to work... More
what is experian?
12th of October 2022
What is Experian?
Experian is a credit reporting agency in the UK, similar to TransUnion and Equifax. Your Experian... More
does being a guarantor affect my credit score?
11th of October 2022 (Updated on 17th of May 2024)
Does Being a Guarantor Affect My Credit Score?
Becoming a guarantor for someone shouldn't impact your credit rating as long as the primary borro... More
how does zilch work?
10th of October 2022
How Does Zilch Work?
Zilch offers a Buy Now Pay Later (BNPL) option through a virtual Mastercard, allowing shoppers to... More
does buy now pay later affect your credit score?
7th of October 2022
Does Cancelling a Credit Card Affect Your Credit Score?
Let's take a look at how cancelling credit card accounts may affect your credit score and how to ... More
does applying for paypal credit affect your credit score?
5th of October 2022
Does Applying for PayPal Credit Affect Your Credit Score?
PayPal Credit may seem like a great alternative if you're looking for credit, but what impact doe... More
will a debit card affect my credit score?
2nd of October 2022
Will a Debit Card Affect My Credit Score?
Using a debit card typically does not affect your credit score. Debit card transactions are drawn... More