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Creditspring Creditspring

Much better than payday loans

Much better than payday loans

Get 2 on-demand loans per year.
Repay only what you borrow plus the membership fee.

2 x £500
2 x £250
Plus membership Repay each loan Rep. APR Info icon
£8/month
6 x £83.33
38.6%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £8. Rate of interest 0% p.a. (fixed), Representative 38.6% APR. Total amount payable £1,096.

Core membership Repay each loan Rep. APR Info icon
£6/month
4 x £62.50
87.4%

As a new member you’ll have access to the first loan in 14 days. We’ll check your eligibility for both Plus and Core Membership

Check eligibility

Rep. example: Total amount of credit of £500 over 12 months. 8 monthly repayments of £62.50 and 12 monthly membership payments of £6. Rate of interest 0% p.a. (fixed), Representative 87.4% APR. Total amount payable £572.

Coin in a parachute

Money is there when you need it

Balloons

No-interest, no hidden fees

Coins pile

Easy and affordable monthly repayments

Stones in balance

Builds your credit score even when you don't borrow

Avoid payday loans with Creditspring

Creditspring offers affordable and easy to manage loans that are a good alternative to payday loans. People may be tempted to take out a payday loan as they are very quick loans and often offered to people with bad credit. However, these loans are very risky and often times you have better alternatives out there.

Creditspring offers fast, anonymous loans that are cheaper and safer than the best payday loans. The best part is that they won't hurt your credit record!

Why not check your eligibility now?
We’ll automatically check your eligibility for both products. Checking your eligibility will not have an impact on your credit score.

Check eligibility

Our members love Creditspring 💙
Excellent
stars-rating

"This is my second year of using Credit Spring, it's easy to use, quickly paid off and peace of mind, it's there if you need it."

Lisa

Impressive Customer Service
stars-rating

"Would recommend to anyone"

Gary

Excellent thanks Credit Spring
stars-rating

"In the most difficult situations he helped me... Thanks Credit Spring."

Cristina

Is Creditspring a payday loan alternative?

Unlike payday loans, we are much cheaper and safer. This is because your costs are capped; you won't spiral into debt. Unlike payday loans, we only run soft credit searches to check your eligibility, this won't affect your credit. We believe that everyone deserves credit, which is why we've accepted many people with a troubled credit history in the past.

Both Creditspring and payday loans are online and can offer you a loan instantly, but...

The big difference between Creditspring and payday loans is we don't charge interest and your debts won't grow. We will accept similar customers and our loans are a similar size, fast and anonymous, just a lot less risky.

Check eligibility now, it only takes 60 seconds to see if your eligible and it doesn't hurt your credit score.

Check eligibility